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Personal Guidance From First Call to Closing

Our dedicated team is available to walk you through the process and help you make the most of your home equity loan or line of credit.

No Application or Origination Fee1

At Navy Federal, we don’t charge application fees or origination fees on our equity loans.

Get Exclusive Offers With the Senior Enlisted Reward Program

Senior Enlisted Personnel (E7 through E9) Active Duty or Reservists for all military branches and Coast Guard or National Guard can receive a $250 loyalty card with a new home equity loan or line of credit, plus special credit card offers and membership referral bonuses.

Navy Federal Servicing for the Life of Your Loan

Navy Federal provides servicing for the life of your loan. Our stateside member reps are available to answer your questions.



Home Equity Lines of Credit are variable-rate loans. Rates are as low as 6.500% APR with a plan maximum of 18% APR. For loan amounts of up to $250,000, closing costs that members must pay typically range between $300 and $2,000.