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Am I Eligible for Membership?

Our field of membership goes beyond current and retired members of the armed forces to include their families and household members, Department of Defense personnel and more.

Active Duty, Retired & Veterans

Servicemembers in all branches of the armed forces are eligible for membership. This category includes:

  • Active Duty members of the Army, Marine Corps, Navy, Air Force, Coast Guard, National Guard and Space Force
  • Delayed Entry Program (DEP)
  • DoD Officer Candidate/ROTC
  • DoD Reservists
  • Veterans, retirees and annuitants

Join Nowif you are Active Duty, Retired or a Veteran

Family Members

We know military families also serve in their own way. Immediate family members include:

  • Parents
  • Grandparents
  • Spouses
  • Siblings
  • Children (including adopted and stepchildren)
  • Grandchildren
  • Household members

Join Now if you have a family member at Navy Federal

Department of Defense Civilians

Our field of membership also covers DoD civilian personnel, who support our armed forces. This category includes:

  • DoD civilian employees
  • U.S. Government employees assigned to DoD installations
  • DoD contractors assigned to U.S. Government installations
  • DoD civilian retirees and annuitants

Join Now if you belong to the Department of Defense

Minor Membership

If you're an existing member and a parent, grandparent or guardian of a minor, sign in and share the gift of membership using our online minor membership application. Minor membership is open to:

  • Children (including adopted and stepchildren)
  • Grandchildren

Start Minor Membership Application

Ready to Join?

Using our online application, you can apply for membership in about 10 minutes. You can even sign your children up for membership through our minor membership application. Give us a call at 1-888-842-6328 or visit a branch to apply in person.


  • Social Security Number*
  • Current home address*
  • Driver’s license or government ID*
  • Credit card or bank account and routing number to fund your account**

*You’ll need these for any joint owners you’d like to add.
**A Membership Savings Account with a $5 minimum balance is required to establish and maintain membership.

Join Today