Special Update for Members With Paycheck Protection Program (PPP) Loans
Although the SBA recently opened a forgiveness application portal, if you received your PPP loan through Navy Federal and you want to apply for loan forgiveness, you must apply through our digital portal. Visit our Business Solutions: COVID-19 Response page for details.
Business Checking and Savings
One of the first steps to better managing your business finances is to set up dedicated checking and savings accounts. Built for businesses, our accounts offer easy deposits and cash flow management.
Business Credit Cards
Make managing expenses simple with Business Solutions credit cards. With no annual fee, competitive rates and a host of reward options1, our cards are a best bet for your business expenses.
We support our members' goals for growth with dedicated business loans to cover equipment, working capital, vehicles or real estate. Take the next step with the right loan for you.
Business Resources for Veterans
Military experience teaches organization, resourcefulness, persistence and the ability to take smart risks—skills that also distinguish smart business owners.
Our priority is to offer a mix of tools and insights for business, no matter the size of your operation, the volume of your sales or the age of your company. See where you are and what tools are best for you.
Membership with Navy Federal Business Solutions is exclusive to Navy Federal Credit Union members. As a business member, you have access to small business professionals, competitive business credit offerings and more.
We offer participation loans to other credit unions. Our Participation Loans Program may allow these credit unions to continue offering business loans even when they’re nearing their lending limits.
As of 5/1/20, rates range from 9.15% APR to 18% APR, are based on creditworthiness, and will vary with the market based on The Wall Street Journal Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. Rewards are earned on eligible net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees, and ATM cash advance fees. Cash equivalent transactions, such as the purchase, loading, or reloading of gift and prepaid cards (e.g., money orders, Visa® Buxx Cards, GO Prepaid Cards and other cash equivalent gift cards), may not be eligible purchase transactions and may not earn rewards.↵