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Become a Business Member

Nothing is more important to us than seeing your business succeed. Our passion and expertise for small- and Veteran-owned businesses make us your ideal partner for managing your business’s finances.

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Video Transcript for Small Business Stories: Toni Burrell




Text, Small Business Stories. Meet Navy Federal Small Business Owner Toni Burrell.


I basically grew up just knowing that I wanted to be a hairstylist since I was seven. My grandparents owned their own businesses, and after hearing stories about them being business owners, it just made me want to be a business owner as well. For me, I look at hair as art more than it being just, like, your basic hairstyling process. I had a client who went through chemotherapy and cancer, and after I was given the opportunity to create her a custom enhancement. She basically told her doctor about it and told the other women when she would go to her chemotherapy visits. They loved it because no one really offered that service to them before. The reaction definitely turned into customers. It turned into calls. It turned into emails, everything. I joined Navy Federal initially because of my brother. He's a Marine, and Navy Federal helped me get my business off the ground. My business rep, she helped me out a lot, and since then, they've done everything for me. Being able to help women gain something that they thought they lost forever is a blessing for me. When women come in here, they literally feel different when they leave. Like, they feel really uplifted and motivated. That's a great feeling for me, and it keeps me motivated, and it keeps me passionate about my work.


Navy Federal Credit Union. Navy Federal dot org. Federally insured by NCUA.

Don’t Just Take It From Us

We don’t just offer quality products and services to our small business members; we actively work to help them thrive and grow. See how we helped one small business owner turn her idea for a unique service into reality.

Audio-Described Video

Benefits of Membership

Service Excellence

  • Access to small business professionals
  • Focus on Veteran-owned businesses
  • Backing of Navy Federal Credit Union
  • 24/7 account servicing

Business-Specific Solutions

  • Tailored insurance options
  • Competitive credit offerings
  • Low fees and competitive dividends
  • Easy payments and payroll processing


Join Now

Follow these steps to become a Navy Federal business member.

  1. Gather information before you start the new business membership application.
  2. Complete a new business membership application.
    • Start the application. Sign in with your personal Navy Federal credentials to access the business membership application. Complete all sections by following the instructions provided throughout the process.
    • Save to come back later if you're unable to complete it. To resume where you left off, sign in within 5 days using your personal Navy Federal credentials. Under the To-Do List section, you can click the Incomplete Application link and select the Continue button.
  3. Upload the required documents.
    • Check your To Do list. Sign in with your personal Navy Federal credentials and complete any outstanding tasks shown on your To Do list, according to the instructions provided.
  4. Call us at 1-877-418-1462 within 2 business days after you've uploaded your documents.
    • Review your application and documents with our representative. Please be mindful that the review process could take up to an hour. Our representatives are available Monday through Friday, 9 am to 5 pm ET.
    • Be prepared to fund your business membership. Depending on your business type, the minimum amount required to open your business account will be $250–$255. This amount should be available for transfer from your personal Navy Federal account or through a non-Navy Federal debit or credit card.