Business Checking & Savings Accounts
Business Checking Accounts
All accounts earn dividends and come standard with a Navy Federal GO BIZ® Debit Card, free starter checks and access to digital banking.*
GO BIZ® Debit Card
The GO BIZ® Debit Card is designed to help keep your business moving forward.
- Contactless, tap-to-pay technology
- A Zero Liability policy for unauthorized transactions
- Visa® Travel Accident Insurance
about Navy Federal's commercial real estate loan offeri
Money Market Savings Account
Dividends earned daily
Features:
- No term restrictions
- Competitive rates
- Minimum of $2,500 balance to earn dividends
- Earns more than a standard savings account without term restrictions
Best For:
- Businesses looking for higher earnings than a standard savings account
Jumbo Money Market Savings Account
Jumbo dividend rate earned on balances of $100,000 or more
Features:
- No term restrictions
- Competitive rates
- Minimum of $100,000 balance to earn jumbo dividend rate
Best For:
- Businesses with the ability to maintain higher balances on deposit
- Businesses interested in earning a jumbo dividend rate
Certificates
Higher dividends earned through longer maturities
Features:
- Minimum purchases as low as $100
- No maximum purchase amount (excluding special promotions and offers)
- 3-month to 7-year terms available
Best For:
- Businesses prioritizing earning the highest dividend rate without needing flexible access to savings
Ready to Apply?
To be eligible for Business Solutions offerings, business owners must first be members of Navy Federal Credit Union.
Already a Navy Federal member, but not yet a business member?
Join Today and become a Business Solutions member
Ready to Open a New Business Checking or Savings Account?
If you’re already a business member, follow these easy steps:
- Complete the Change of Information Application
- Submit through your online account
- Questions? Call 1-877-418-1462, 9 am to 5 pm, ET, Mon.-Fri.
Disclosures
Non-electronic transactions are defined as checks processed and in-branch transfers, deposits and withdrawals. Up to 12 checks for deposit at a branch will count as one transaction.
↵Rates on variable rate accounts could change after account opening. Fees may reduce earnings. Offering rates may change.
↵Monthly service fee waived if average daily balance is $5,000 or more. Otherwise, a $20 monthly service fee will apply.
↵Maintain a minimum daily balance of $1,500 to earn dividends.
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