To continue enjoying all the features of Navy Federal Online, please use a compatible browser. Confirm your browser capability.

Take Your Adventures Further

Take Your Adventures Further

Whether you prefer to travel by land, air or sea, we can help.

Choose Your Terrain

If flying is your thing—or you prefer to kick up dirt, water or snow—we can help finance or refinance a variety of new and used leisure vehicles: 

  • Aircraft
  • All-Terrain Vehicles (ATV)
  • Jet Ski
  • Snowmobile

Why Trust Navy Federal With Your Leisure Vehicle Loan? 

Whatever your type of ride, our great ratesFootnote 1  can help you get going:

  • Loan options with no down payment (and decisions within 24 hours) 
  • Flexible payment options - terms of 12 to 180 months available 
  • Discounts for Active Duty and retired military membersFootnote 2
  • 24/7 access to our US-based member support team

New & Used Leisure Vehicle Loan RatesFootnote 1

Rates Table
Loan Type up to 36 mos. APR as low as 37-60 mos. APR as low as 61-72 mos. APR as low as 73-84 mos. APR as low as 85-180 mos. APR as low as
Other Eligible Vehicles 8.95% 8.95% 11.30% 11.30% 11.30%

Rates as of Mar 26, 2025 ET.
Credit and collateral subject to approval. Advertised “as low as” annual percentage rates (APR) assume excellent borrower credit history. Your actual APR may differ and will be based upon several factors, including credit history, model year, term, and loan amount. Rates subject to change. Recreational vehicles must be used for recreational purposes only.
Other Collateral: $25,000 minimum amount financed for terms of 61-84 months. $30,000 minimum amount financed for terms over 84 months. 
Payment example: Loan for other collateral of $15,000 for 3 years at 8.95% APR will have a monthly payment of $480.

Estimate Your Payment 

Use our Loan Calculator to figure out how to end up with the best monthly payment for you.

Ready to Apply?

Applications are completed over the phone or in a branch.

 

Call 1-888-842-6328 or visit your nearest branch to apply for a leisure vehicle loan today.

You're getting closer to your next adventure!

 

See What Our Members Have to Say

Whether it's offering guidance through a loan application or planning a financial strategy, we always put our members first. After all, they're what matter most!Footnote 3

Need to Talk?

Enjoy 24/7 support from our US-based member service team. Reach us online, over the phone or at a branch. Contact us.

If you're ready to apply for an auto loan or want to check the status of your loan, please call us at 1-888-842-6328.

Explore Our Other Loans

Motorcyles

Learn More

Disclosures

1

Credit and collateral subject to approval. Advertised “as low as” annual percentage rates (APR) assume excellent borrower credit history. Your actual APR may differ and will be based upon several factors, including credit history, model year, term, and loan amount. Rates subject to change. Recreational vehicles must be used for recreational purposes only.

Other Collateral: $25,000 minimum amount financed for terms of 61-84 months. $30,000 minimum amount financed for terms over 84 months. Payment example: Loan for other collateral of $15,000 for 3 years at 8.95% APR will have a monthly payment of $480.

↵
2

Direct deposit is required. This military special may expire at any time. Applicants must contact Navy Federal by phone or visit a branch to receive the discount. Active Duty rate discounts (which are also available for retired military members) can be applied, subject to certain restrictions.

↵
3

The views expressed in the reviews are solely those of the individuals posting them. The testimonials are substantively the words of the individual reviewer, but may have undergone minor clerical revisions to ensure readability, add context, or protect private information. Any imagery displayed is for decorative purposes only and is not necessarily associated with the reviewer.

↵