Become A Member
Our Members Are the Mission
Our Members Are the Mission
Enjoy the support and great service of a credit union that puts your needs first.
Under 18? Learn about minor membership.
Why Join Navy Federal?
Once you become a member, you’re part of our family. We’re dedicated to providing with you all the support you need to reach your financial goals along with the banking experience you deserve.
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Exceptional Service
Our stateside member reps are here for you 24/7. Reach us online, over the phone or at a branch.
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Powerful Products With Great Rates
Get access to excellent member benefits, including competitive rates, superior service and free checking options.
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Low Fees, Low Charges
Since we're a not-for-profit organization, one of the benefits of membership is that we keep our fees and charges low.
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Convenient Banking
With multiple ways to bank, you get access to your money the way you want it, when you want it—on your mobile device,* online, in person or at an ATM.
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Home Buying Made Easy
We're a top VA lender. If you've used up your VA eligibility, check out our Military Choice Home Loan, a great option for servicemembers and veterans.
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Special Offers & Discounts
Enjoy member-exclusive offers and discounts that save you money on auto insurance, car rentals and more.
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Who Can Join?
To become a member, you or one of your family or household members must have ties to the armed forces, DoD or National Guard.
Membership Is a Big Deal
Our members earn and save an average of $352 more per year by banking with us. See how you can take advantage of your new membership perks.
What You’ll Need to Join
- Social Security Number*
- Driver’s license or government ID*
- Current home address*
- Credit card or bank account and routing number to fund your account
*You’ll need these for any joint owners you’d like to add.
Smart Money Habits Start Early
If you’re an existing member and a parent, grandparent or guardian, share the gift of membership with someone under 18 using our online minor membership application. Or, visit a branch or call us at 1-888-842-6328 to learn about opening a minor membership.