An Extra Layer of Protection

Enjoy 3X more security for your accounts and financial information.

Securing Your Accounts

Your security is a top priority—that’s why we’ve added 2-Step Verification to your sign in process. With 2-Step, you’re 3X more likely to avoid fraud.

2-Step is a deeper layer of protection for signing in. After completing your usual sign in process, you’ll be prompted to enter a security code or tap a push notification sent to one of your remembered devices. This is the second step. Then you’ll be able to access your accounts.

By asking you to complete this second step, we’re double-checking your identity. 2-Step makes it much harder for defrauders to access your account because they’d need your username, password and access to your email or remembered device. It’s one more way we’re working to protect your accounts.

How to Complete 2-Step Verification Using Text

Mobile Banking

  1. Sign in to the mobile app.
  2. Select Text Message as your 2-Step Verification method, then tap Send.
  3. Check your text messages for the NFCU security code.
  4. Back in the Navy Federal app, enter the security code and tap Submit.
  5. When prompted, tap Remember Device for a faster and more secure sign in.

Online Banking

  1. Sign in to online banking.
  2. Select Text Message as your 2-Step Verification method.
  3. Check the box to remember your browser so you don’t have to complete 2-Step every time you sign in.
  4. Click Verify Me.
  5. Check your text messages for the NFCU security code.
  6. Back in online banking, enter the code and click Confirm.

Frequently Asked Questions

To avoid being prompted every time you sign in to mobile banking, remember your device during the 2-Step process or in Profile & Settings. To avoid additional prompts in online banking, check the box to remember your browser during the 2-Step process. You can also manage your remembered browsers in Settings.

Push notifications appear on the home screen or notification center of your mobile device. Because they’re so easily viewable, we feel they’re the best method for delivering important information to you. To view them, just swipe down from the top of your screen.

Check your spam or junk mail folder. If you still can’t find the email, tap or click the RESEND CODE link. If you’re unable to locate the email, call us at 1-888-842-6328 to make sure your email address is up to date. Alternatively, try completing 2-Step by push notification or text.*

Make sure you’re using a domestic mobile number that can receive text messages,* and tap or click the RESEND CODE link. Alternatively, try completing 2-Step by push notification or email.

Make sure push notifications are enabled in your device settings and confirm the notification is being sent to the right device. You can tap or click the RESEND CODE link to send a new notification. If you still don’t receive it, try completing 2-Step by text message* or email.

If you’re completing 2-Step by text* or email, you have 6 minutes to enter your security code. If you opted for push notifications, you have 3 minutes. If you run out of time, tap or click the link to resend your code or push notification.

If you end up failing to complete 2-Step too many times, you’ll need to reset your password. You can reset your password by tapping SIGN IN HELP in the mobile app* or by clicking Forgot Username or Password? in online banking. Then, try to sign in again. If you still have trouble with 2-Step, call us at 1-888-842-6328 for assistance.

We may occasionally ask you to complete 2-Step on remembered devices and browsers to periodically reconfirm your identity.

You may experience issues with third-party sites or apps that pull information from your accounts across different financial institutions. If you experience any difficulties, call us at 1-888-842-6328 for assistance.