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Elevate Your Business’s Purchasing Power

Our GO BIZ® Rewards credit card is designed to help keep your business moving forward. Enjoy a great rate, no annual fee, your choice of rewards and more. The GO BIZ® Rewards card also makes it easier to keep your business and personal finances separate while tracking and managing your expenses. 

Plus, the card features contactless technology, so you can make purchases quickly and securely with just a tap. 

Variable APR1

13.40% - 18.00%

Annual Fee2



1X points per dollar spent

Features & Benefits

  • Available as Visa® or Mastercard®
  • No foreign transaction fees
  • No earnings cap44
  • Great for travel and expenses
  • Multiple cardholders available
  • Zero Liability policy for unauthorized transactions

Business credit card terms and conditions PDF


Start redeeming at 1,000 points for cash, travel and gift cards. Rewards up to 1% return on each dollar spent.

Sample Rewards

5,000 points $50 gift card from Best Buy®5
10,000 points $100 cash back
25,000 points $250 round-trip airline ticket

GO BIZ® Rewards Card Program DescriptionPDF

Additional Benefits


With a Navy Federal GO BIZ® Rewards Visa Credit Card, you’ll not only expand your small business’s buying power—you’ll also have access to Visa’s special security benefits.

  • Protections & Insurance
  • Travel Services
  • Discounts & Deals
  • Business Support Services
Learn More about Visa SavingsEdge


GO BIZ® Rewards Mastercard cardholders enjoy additional business programs and benefits to empower their purchases. Mastercard’s suite of offerings make managing small business spending simpler. Select services include:

  • Exclusive Business Advantages
  • Cellular Wireless Telephone Protection
  • Mastercard ID Theft Protection™
  • MasterRental® Collision Damage Waiver
Learn More about Mastercard's business credit card

Ready to Apply?

To be eligible for Business Solutions offerings, business owners must first be members of Navy Federal Credit Union.

Already a business member and ready to apply for a credit card?

and become a Business Solutions member to become a Business Solutions member

Single-Owner Businesses:

  • Begin the application process by signing in to our secure portal using your Navy Federal personal credentials.

Multi-Owner Businesses:

  • Complete the application form and beneficial owner form (if required). Print them out and sign with a pen (digital signatures aren’t accepted). Then scan the signed document(s) and submit online using your Navy Federal business credentials.

You’ll receive an update approximately 7–10 business days after you’ve submitted your request.

Note: If you’re a Navy Federal employee applying for business credit, you must contact Business Solutions by calling 1-877-418-1462 to apply.



As of 02/01/2023, GO BIZ® Rewards credit card rates range from 13.40% APR to 18% APR, are based on creditworthiness, and will vary with the market based on The Wall Street Journal Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction.


ATM Cash Advance Fee: None if performed at a Navy Federal branch or ATM; otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction.


Rewards are earned on eligible net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, gambling, or fees of any kind, including finance charges, late fees, returned check fees, and ATM cash advance fees. Cash equivalent transactions, such as the purchase, loading, or reloading of gift and prepaid cards (e.g., money orders, GO Prepaid Cards and other cash equivalent gift cards), may not be eligible purchase transactions and may not earn rewards. Rewards expire 4 years after they are earned, as long as the account is open.


Points expire 4 years from the month in which they were earned, as long as the account is open.


Best Buy, The Best Buy logo, tag design and are trademarks of BBY Solutions, Inc.