Mortgage Rates

These rate offers are effective 01/31/2023 and subject to change. Rates displayed are the "as low as" rates for purchase loans and refinances. Rates are based on creditworthiness, loan-to-value (LTV), occupancy and loan purpose, so your rate and terms may differ. All loans subject to credit approval. Rates quoted require a loan origination fee of 1.00%, which may be waived for a 0.25% increase in the interest rate. Many of these programs carry discount points, which may impact your rate.

A VA loan of $300,000 for 15 years at 5.000% interest and 5.645% APR will have a monthly payment of $2,372.
A VA loan of $300,000 for 30 years at 5.125% interest and 5.509% APR will have a monthly payment of $1,633.
Taxes and insurance not included; therefore, the actual payment obligation will be greater. If you have less than your VA home loan entitlement, limitations to your loan amount may apply. 

This rate offer is subject to change. Rates based on creditworthiness so your rates may differ.  All loans subject to credit approval. Rates quoted require a loan origination fee of 1.00% which may be waived for a 0.25% increase in the interest rate. Many of these programs carry discount points which may impact your rate. Product features subject to approval. 100% financing loans may include an additional funding fee, which may be financed up to the maximum loan amount.  Available for purchase loans only. For primary residences and second homes only.

All Choice loans require a 1.00% loan origination fee. The origination fee may be waived for a 0.25% increase in the interest rate. All Choice loans are subject to a funding fee of 1.75% of the loan amount. This funding fee can be financed into the loan up to a maximum of 101.75% LTV, or the fee can be waived for a 0.375% increase in the interest rate. Purchase loans require no down payment. LTV restrictions apply to refinance loans. Note: To be eligible for Military Choice, at least one borrower must be Active Duty or a veteran.

A Military Choice loan of $300,000 for 30 years at 6.625% interest and 6.948% APR will have a monthly payment of $1,920. Taxes and insurance not included; therefore, the actual payment obligation will be greater. All loans subject to credit approval.

All Choice loans require a 1.00% origination fee. The origination fee may be waived for a 0.25% increase in the interest rate. All Choice loans are subject to a funding fee of 1.75% of the loan amount. This funding fee can be financed into the loan up to a maximum of 101.75% LTV, or the fee can be waived for a 0.375% increase in the interest rate. Purchase loans require no down payment. LTV restrictions apply to refinance loans. Note: to be eligible for Military Choice, at least one borrower must be Active Duty or a veteran.

This rate offer is subject to change.  Rates based on creditworthiness so your rates may differ.  All loans subject to credit approval. For primary residences and second homes only.

A fixed-rate loan of $300,000 for 15 years at 4.750% interest and 4.940% APR will have a monthly payment of $2,333.
A fixed-rate loan of $300,000 for 30 years at 5.375% interest and 5.534% APR will have a monthly payment of $1,679.
Taxes and insurance not included; therefore, the actual payment obligation will be greater. All loans subject to credit approval.

This rate offer is subject to change. Rates based on creditworthiness so your rates may differ. All loans subject to credit approval. Rates quoted require a loan origination fee of 1.00% which may be waived for a 0.25% increase in the interest rate.  Many of these programs carry discount points which may impact your rate. For primary residences and second homes only.

A Homebuyers Choice loan of $300,000 for 30 years at 6.750% interest and 7.076% APR will have a monthly payment of $1,945. Taxes and insurance not included; therefore, the actual payment obligation will be greater. All loans subject to credit approval.

All Choice loans require a 1.00% origination fee. The origination fee may be waived for a 0.25% increase in the interest rate. All Choice loans are subject to a funding fee of 1.75% of the loan amount. This funding fee can be financed into the loan up to a maximum of 101.75% LTV, or the fee can be waived for a 0.375% increase in the interest rate. Purchase loans require no down payment. LTV restrictions apply to refinance loans.

This rate offer is subject to change. Rates based on creditworthiness so your rates may differ. All loans subject to credit approval. For primary residences and second homes only.

Adjustable Rate Mortgages are variable, and your Annual Percentage Rate (APR) may increase after the original fixed-rate period. The First Adjusted Payments displayed are based on the current Constant Maturity Treasury (CMT) index, plus the margin (fully indexed rate) as of the stated effective date rounded to nearest 1/8th of one percent. All loans subject to credit approval.

This rate offer is subject to change. Rates based on creditworthiness so your rates may differ.  All loans subject to credit approval. Rates quoted require a loan origination fee of 1.00% which may be waived for a 0.25% increase in the interest rate. Many of these programs carry discount points which may impact your rate.

Product features subject to approval. 100% financing loans may include an additional funding fee, which may be financed up to the maximum loan amount.  Available for purchase loans only. For primary residences and second homes only.

For non-owner occupied homes only, in which the property generates income from rent. Investment property mortgages require a 1.00% loan origination fee. The origination fee may be waived for a 0.25% increase in the interest rate.