My MakingCents
Total Money Management in One Place
With My MakingCents, track spending, create a budget, monitor credit and view all accounts and investments (even those at other banks)—for free.
View All Your Money at a Glance
Get your full financial picture when you add your external accounts. You can view transactions, loans, investments and more side by side—even those at other banks and credit unions!
Get Credit for Your Recurring Payments
Build your credit history with Bloom+Footnote 1 for recurring payments like rent, utilities and phone bills. Choose which payments you want to report so you can grow your credit.
My MakingCents Has More to Offer
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Cashflow Analysis
Track your cashflow, so you can understand your money better and use it to your advantage.
about Cashflow Analysis -
Net Worth View
Know your total net worth to make better informed decisions on goal setting, investments and savings.
about Net Worth View -
Investments Overview
Monitor your investments so you know when to make changes or when you're right on target!
about Investments Overview -
Credit Card Usage
See exactly how much of your credit limit you're using with a breakdown of your spending and keep track of upcoming bills and payment dates.
about Credit Card Usage
Frequently Asked Questions
How often is my information updated on My MakingCents?
Your information is automatically updated each time you sign in to My MakingCents. Keep in mind that external accounts may take more time to be accurately reflected.
Is my data secure?
Who can see my external account information?
Does Navy Federal do anything with my external account data?
What type of financial accounts can I link?
I can’t find my bank/financial institution. How do I link to it?
Can I make changes to my external accounts in My MakingCents?
I still see a subscription service listed that I canceled in the subscription manager tool. When will my subscription cancellation be updated?
Will Navy Federal cancel subscription services for me?
Are there any subscription services that will not be listed in the subscription manager tool?
Disclosures
Using Bloom+ does not guarantee any specific results, including any improvement to your credit score. The Bloom+ service is intended to help enrich the data set that is used to calculate your credit score by using alternative repayment history that is commonly not used in various credit score models. There are many factors that are generally used in credit score models, and, therefore, Bloom+ cannot predict with certainty how its service will change your credit score, nor can Bloom+ control which credit scoring models will take the furnished repayment data through Bloom+ into consideration.
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