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You Could Save on Balance Transfers With a Low Intro APR

Apply Now for the Platinum card View Offer Details for the Platinum card

This card is best for...

  • Paying Off Large Purchases Over Time

  • Low Interest Rate

  • Average to Excellent Credit

Do You Prequalify?

If you're already a member, you can find out if you prequalify for a credit card before you submit an application. This won't affect your credit score.

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Rates, Fees & Rewards

Rates

Purchase & Balance Transfer Variable APR between

11.24% - 18.00%1

Terms & Conditions

Fees

  • No annual fees
  • No balance transfer fees
  • No foreign transaction fees
  • No cash advance fees

Rewards

  • Low interest rate

Our card is designed to help you gain control of your finances.

Platinum was recognized by GOBankingRates as the “Best Balance-Transfer Credit Card” of 2023.

Features & Benefits

  • Collision Damage Waiver
  • Travel and emergency assistance

Learn More about the Platinum credit card

Included With All Navy Federal Credit Cards

  • 24/7 access to stateside member reps
  • No balance transfer or foreign transaction fees2
  • Ability to freeze and unfreeze your cards
  • Zero Liability policy for unauthorized transactions
  • Fraud notifications*
  • Access to your credit score

Learn More about the benefits included with all Navy Federal credit cards

Cardholder Resources

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Credit Card Learning Center

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Disclosures

1

As of 11/28/2023, rates range from 11.24% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. 

2

As of 11/28/2023, nRewards® Secured card rate is 18.00% APR and will vary with the market based on the U.S. Prime Rate. All other Navy Federal Credit Card rates range from 11.24% APR to 18.00% APR, are based on product type and creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee for Visa Signature® Flagship Rewards.

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