This card is best for...

  • Large Purchases Paid Off Over Time

  • Low Interest Rate

  • Average to Excellent Credit


Rates, Fees & Rewards

Rates

Purchase & Balance Transfer Variable APR between

5.99% - 18.00%1

Terms & Conditions

Fees

  • No annual fees
  • No balance transfer fees
  • No foreign transaction fees
  • No cash advance fees

Rewards

  • Low interest rate

Our card is designed to help you gain control of your finances.

Platinum was recognized by GOBankingRates as the "Best Balance-Transfer Credit Card" of 2019.

GoBanking Rates Best Balance Transfer Credit Cards 2019

Features & Benefits

  • Collision Damage Waiver
  • Travel and emergency assistance
  • Extended warranty service
  • Cell phone protection

Learn Moreabout the Platinum credit card

Included With All Navy Federal Credit Cards

  • 24/7 access to stateside member reps
  • No balance transfer or foreign transaction fees2
  • Ability to freeze and unfreeze your cards
  • Zero Liability policy for unauthorized transactions
  • Fraud notifications*
  • Access to your FICO® Score3

 

Learn More about the benefits included with all Navy Federal credit cards

Cardholder Resources

View MoreCardholder Resources

Credit Card Basics

View MoreCredit Card Basics

Disclosures

1

As of 12/06/2020, rates range from 5.99% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None, if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction.

2

For all Navy Federal Credit Cards: As of 12/06/2020, rates range from 5.99% APR to 18.00% APR, are based on product type and creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee for Visa Signature® Flagship Rewards.

3

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.