Increase Cash by Earning Dividends
Save for big purchases—like a down payment or other major life expense—with one of our certificates that earns guaranteed returns for a set period of time to get you to your goal quicker.
Tools for Your Journey
- Learn how a dedicated savings account can help you be prepared for emergencies.
- Understand what it will take to meet your savings need with our savings goal calculator.
- Build your savings quicker by paying yourself first—make it even simpler with automatic deposits.
Account Features at a Glance
- Higher savings rates that mean better returns for you
- Digital banking to help you manage your money anytime, anywhere*
- 24/7 access to stateside member reps
- Member shares insured by the National Credit Union Administration
Check out our competitive rates on all Navy Federal savings products.Learn Moreabout Savings Rates
Maximize your savings with a Navy Federal certificate. Take a look at our dividend rates to see what you can earn.Learn Moreabout Certificate Rates
Compare Savings Rates
Use this calculator to see how different rates can impact your savings strategy.Learn Moreabout Compare Savings Rates
Rates on variable accounts (e.g., Share Savings, Checking, MMSA) may change after the account is open. This APY is accurate as of 11/30/2021. Fees may reduce earnings.↵