Wire Transfers
Step 1. Gather Information
The information you need depends on whether you’re sending or receiving and whether you’re sending money within the U.S. or internationally.
Domestic
Easily transfer funds within the U.S. states and territories.
- Fee: $14
- Expected wait: 1-2 business days
International
To wire funds overseas, you can send the money in foreign currency or U.S. dollars. To limit delays and ensure the funds reach their intended destination, contact the payee for their financial institution’s wiring instructions.
- Fee: $25
- Expected wait: 5-7 business days
Required Information for Domestic Transfers
Your Information
- Name
- Sender address (if sending more than $3,000)
- Account number
Payee Information
- Name
- Payee address (if sending more than $3,000)
- Account number
- Account type (e.g., checking, savings, brokerage)
Transfer Information
- Transfer amount
- Third-party status
- Additional wiring instructions (if applicable)
Receiving Financial Institution Information
- Name and address
- Routing number (ABA)
- Corresponding or intermediary bank name and routing number (if applicable)
Required Information for International Transfers
Your Information
- Name
- Address
- Account number
Payee Information
- Name
- Address
- Account number
- Account type (e.g., checking, savings, brokerage)
- International Bank Account Number (IBAN) or Clave Bancaria Estandarizada (CLABE)
Transfer Information
- Transfer amount
- Type and purpose of wire
- Whether transfer is to a third party (anyone other than yourself)
- Any remarks needed on wire
- Additional wiring instructions
- Type of currency
Receiving Financial Institution Information
- Name and address
- SWIFT/BIC of receiving financial institution
- Corresponding or intermediary bank name and routing number (if applicable)
Required Information for Recipients
- Name as titled on NFCU account
- Account number to which the funds should be credited
- Navy Federal's Routing/ABA Number (256074974)
- Navy Federal’s address: 820 Follin Lane SE, Vienna, VA 22180
For international transfers, members should instruct the sending financial institution to use a corresponding bank to facilitate the transfer to your account, as Navy Federal is not part of the SWIFT network. Navy Federal only receives U.S. currency.