Auto Loans
Start a New Adventure
Start a New Adventure
Our fast approval process can get you into a new car hassle-free.
Auto Loan Options
New or Used Auto Loans
as low as 1.79% APR2 for new vehicles
Refinance Your Current Auto Loan
as low as 1.79% APR2 for new vehicles
Auto Resources
-
Auto Buying Program
Enjoy exclusive savings on your next vehicle, new or used.Learn Moreabout Auto Buying Program -
Auto Calculators
Find out how much car you can afford, compare loan terms, and more.Learn Moreabout Auto Calculators -
Registration & Titling
Learn the ins and outs of the car registration process.Learn Moreabout Registration & Titling
Auto Learning Center
-
The Car-Buying Process
Want to get a great deal on your next car? Put yourself in the driver's seat with these steps.Learn Moreabout The Car-Buying Process -
How to Apply for an Auto Loan
Get a great rate with an easy application process, plus decisions in seconds.Learn Moreabout How to Apply for an Auto Loan -
Get Pre-Approved for an Auto Loan
A pre-approval allows you to shop with confidence, knowing how much car you can afford.Learn Moreabout Get Pre-Approved for an Auto Loan
Disclosures
Direct deposit required. This military special may expire at any time. Applicants must contact Navy Federal by phone or visit a branch to receive the discount. Active duty rate discounts (which are also available for retired military members) can be applied, subject to certain restrictions.
↵Credit and collateral subject to approval. Rates subject to change and are based on creditworthiness, so your rate may differ.
New Vehicles: 2020, 2021 and 2022 model years with 7,499 miles or less. Minimum loan amount is $30,000 for terms of 85-96 months.
Payment example: New auto loan of $20,000 for 36 months at 1.79% APR will have a monthly payment of $572.
Late Model Used Vehicles: 2020, 2021 and 2022 model years with 7,500-30,000 miles.
Used Vehicles: 2019 and older model years or any model year with over 30,000 miles.
Credit and collateral subject to approval. Rates subject to change and are based on creditworthiness, so your rate may differ. Boat and recreational vehicles must be used for recreational purposes only.
Boats: New boat loan of $20,000 for 3 years at 5.95% APR will have a monthly payment of $611.
$25,000 minimum amount financed for 61-84 months. $30,000 minimum amount financed over 84 months.
New Motorcycles: 2020, 2021 and 2022 model years with less than 1,000 miles. New motorcycle loan of $15,000 for 3 years at 6.95% APR will have a monthly payment of $465.
$25,000 minimum amount financed for 61-72 months. $30,000 minimum amount financed for 73-84 months.
Used Motorcycles: 2019 and older model years, or more than 1,000 miles regardless of title history. $25,000 minimum amount financed for 61-72 months.
Other Collateral: Loan for other collateral of $15,000 for 3 years at 7.99% APR will have a monthly payment of $473.
$25,000 minimum amount financed for 61-84 months. $30,000 minimum amount financed for over 84 months. Collateral loans available for up to 180 months for home improvement on your primary residence.