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Financial Support Tailored Just for You

Navigating financial hardships can be a challenging journey when you don’t know where to start. As a Navy Federal member, you don’t have to do it alone. We’re here to offer support through goal setting, budgeting and personal finance management—all at no cost to you.

  • Create Your Goals

    Access a robust library of resources and tools to set financial goals unique to your situation.

  • Build and Manage Your Budget

    Use our budget worksheets and calculators to build a realistic financial plan and manage spending.

  • Regain Control of Your Finances

    Bounce back from financial hardships with tips and strategies from our personal finance specialists.

Create Your Goals

Create Personalized Goals 

Get a 360-degree look into your finances using My MakingCents, your personalized dashboard. You can set money goals to fit your situation and get tailored insights to help you reach them.

Set Your Goals 

Use a Savings Goal Calculator

Have a savings goal in mind? Plug the numbers into our savings calculator to see what it will take to reach it.

Calculate Now 

Chat With an Expert

Your financial goals are more within reach than you think. Let’s partner to discuss  your goals and help you build a roadmap to achieve them.

Let's Talk

Build and Manage Your Budget

Build Your Budget

View your monthly income and expenses all in one place to see where you can cut spending and save money.

Try a Budget Worksheet

Track Your Spending 

Try out our interactive calculator to see how and where cutting your spending can impact your budget.

Plug in the Numbers 

Let Us Help

Get ahead of financial challenges before they start. We’ll take a close look at your current money situation and offer helpful money management tips and skills.

Let's Talk

Regain Control of Your Finances

Conquer Financial Challenges

Whether it’s changes in income or overwhelming, unexpected expenses, tackle financial hardships head-on with these strategies.

Read More About Financial Strategies During Challenging Times

Pay Down Debt

See which of these 5 debt repayment strategies can work best for you.

Watch Video On Ways to Pay Down Debt 

Get Back on Track

We want to help you recover from financial hardships. Speak with one of our personal finance specialists to get help with budget counseling so you can meet your obligations and get back on track.

Let's Talk 

Ready to Start?

Remember, you don’t have to do this alone. Let’s work together to help you take the next step toward your financial success.

Just fill out our Personal Finance Management Application, and we’ll be in touch within 3 business days.

If you have questions, please call 1-888-503-7106.

Let Us HelpApply now for financial counseling