RV Loans
Let's get you ready for your next adventure, your way.
Whether you travel cross-country or just cross town, we can help finance your new recreational vehicle:
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Campers -
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Motorhomes -
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Fifth-Wheel Campers -
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Travel Trailers -
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Pop-up Campers -
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Slide-on Campers
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New & Used RV Loan RatesFootnote 1
| Loan Type | up to 36 mos. APR as low as | 37-60 mos. APR as low as | 61-72 mos. APR as low as | 73-84 mos. APR as low as | 85-180 mos. APR as low as |
|---|---|---|---|---|---|
| Other Eligible Vehicles | 8.95% | 8.95% | 11.30% | 11.30% | 11.30% |
Rates as of Mar 26, 2025 ET. |
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| Credit and collateral subject to approval. Advertised “as low as” annual percentage rates (APR) assume excellent borrower credit history. Your actual APR may differ and will be based upon several factors, including credit history, model year, term, and loan amount. Rates subject to change. Recreational vehicles must be used for recreational purposes only. Other Collateral: $25,000 minimum amount financed for terms of 61-84 months. $30,000 minimum amount financed for terms over 84 months. Payment example: Loan for other collateral of $15,000 for 3 years at 8.95% APR will have a monthly payment of $480. |
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Estimate Your Payment
Use our Loan Calculator to figure out how to end up with the best monthly payment for you.
What Do You Need to Apply?
Make sure you have the following details for yourself and any co-applicant before you apply for an RV loan:
- Vehicle Identification Number (VIN), make, model, year, engine size, mileage, length
- Any trade-in information (title, loan details, registration, etc.)
- Amount expected to finance (including purchase price, taxes, tags, title and warranty, minus any down payment)
- Desired length (term) of the loan
- The dealer or seller's name
- The state where you’ll register the RV
How Can I Refinance My Current Loan?
If you are refinancing an RV loan that is currently financed with another lender, you’ll need to provide the:
- lender’s name
- lender’s phone number
- your loan number with lender
- payoff amount
- valid through date
- per diem amount (optional)
Ready to Apply?
Applications are completed over the phone or in a branch.
Call 1-888-842-6328 or visit your nearest branch to apply for an RV loan today.
You're getting closer to cruising!
Need to Talk?
Enjoy 24/7 support from our US-based member service team. Reach us online, over the phone or at a branch. Contact us.
If you're ready to apply for an auto loan or want to check the status of your loan, please call us at 1-888-842-6328.
Explore Our Other Loans
Motorcyles
Other Leisure Vehicles
Disclosures
Credit and collateral subject to approval. Advertised “as low as” annual percentage rates (APR) assume excellent borrower credit history. Your actual APR may differ and will be based upon several factors, including credit history, model year, term, and loan amount. Rates subject to change. Recreational vehicles must be used for recreational purposes only.
Other Collateral: $25,000 minimum amount financed for terms of 61-84 months. $30,000 minimum amount financed for terms over 84 months. Payment example: Loan for other collateral of $15,000 for 3 years at 8.95% APR will have a monthly payment of $480.
↵Direct deposit is required. This military special may expire at any time. Applicants must contact Navy Federal by phone or visit a branch to receive the discount. Active Duty rate discounts (which are also available for retired military members) can be applied, subject to certain restrictions.
↵The views expressed in the reviews are solely those of the individuals posting them. The testimonials are substantively the words of the individual reviewer, but may have undergone minor clerical revisions to ensure readability, add context, or protect private information. Any imagery displayed is for decorative purposes only and is not necessarily associated with the reviewer.
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