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Load. Spend. Reload.

The GO Prepaid card is the perfect solution for easy budgeting. Stay on top of expenses for families, domestic partners, roommates, teams and others, or teach teens responsible spending habits.

Get a Card

Features & Benefits

  • No monthly, activation or purchase fees1
  • Simple setup for additional cardholders
  • Convenient mobile app*
  • Dependable ATM access
  • Secure mobile wallet and EMV chip technology
  • Powerful protection by our Zero Liability policy
  • Total card load limit of $10,000

How It Works

  • Load money onto the GO Prepaid card with the mobile app* or online.
  • Shop online or in stores—anywhere Visa® Debit Cards are accepted.
  • Track purchases, check the account balance and reload the card online or with our mobile app.
  • Authorize other Navy Federal members to add money to the card.

Spending and Card Limits

  • Point-of-Sale Limit: $3,000 per day
  • ATM Withdrawal Limit: $600 (Account Owners can customize limits for other cardholders)
  • Total Card Load Limit: $10,000
  • Number of Cards: You can add up to 5 cardholders. Keep track of family spending or shared expenses.

Additional Cardholders

You can add up to 5 cardholders with their own separate funds—great for your senior parent, significant other, caregiver, nanny or others! Simply sign in to, and from the My Account dropdown menu, select Add a Cardholder. Cardholders must be age 13 or older and hold a valid Social Security Card.

Download the Navy Federal GO Prepaid Mobile App*

Stay up to speed on your accounts, anywhere and anytime, with our new, updated mobile app.

  • View past, current and available balances
  • Load funds anytime with your Navy Federal Visa or Mastercard® Debit or Credit Card
  • Locate the nearest branch, ATM and Visa ReadyLink location

Your personal account information is always protected, keeping your mobile transactions safe. Available on:



You won’t be charged a monthly fee for opening or using the GO Prepaid card. However, after 6 months of no transactions, your account will be charged an inactivity fee of $1.00 per month until the balance reaches $0 or you make a transaction. Please see the GO Prepaid card fee information and Terms and Conditions for more information.