Navy Federal Debit Card
Secure. Convenient. Smart.
Secure. Convenient. Smart.
No matter how you shop online or in-stores, you’ll enjoy secure and convenient transactions—we’ve got your back.
Expect More Features and Perks
- Get it instantly at any branch
- Enjoy Visa® perks
- Covered by our Zero Liability policy fraud protection
- Use for debt management and spending control
Security
Shop worry-free and confidently with our security protections.
- Chip technology encrypts your transactions to safeguard personal information
- Freeze/Unfreeze service keeps others from using your card if lost
- 24/7 fraud monitoring and access to stateside member reps for assistance
- Zero Liability policy means you won’t lose a cent to unauthorized charges
- Safer than cash or checks
- Easily monitor threats to your personal data when you enroll in ID Navigator Powered by NortonLifeLock™ 1
Control
Make purchases without increasing debt and track and control spending to stay on top of your account activity.
- Money comes directly from checking account with no interest charges
- Full transaction history available on mobile app* or online banking
- Personalized transaction notifications can be set up in seconds
- Reset your PIN anytime on our mobile app* or online banking
Convenience
Whether you're shopping online, over the phone or at the stores, you can use your card everywhere Visa cards are accepted.
- Your debit card is now contactless—just tap and pay for faster checkouts
- No minimum purchase amount
- Accepted at millions of merchants worldwide
- Compatible with Apple Pay®, Samsung Pay® , Google Pay™ and Amazon One
Protection Against Fraud
Notice a transaction you didn’t make? Our Zero Liability policy means you won’t lose a cent due to unauthorized charges.
Experience Payment Simplicity With Card on File
From stores to subscriptions and streaming services, keep track of all your online merchant payments in one place. Get a new card? Update them all at once.
Manage Your Debit Card
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Navy Federal's Zero Liability Policy
Navy Federal’s Zero Liability policy ensures our members won’t lose money due to fraud.
Learn Moreabout Navy Federal's Zero Liability Policy -
Digital and Mobile Wallets
Securely store your credit or debit card details on your mobile device* to make purchases anywhere without having to carry your actual card.
Learn Moreabout Digital and Mobile Wallets -
Using Your Navy Federal Debit Card Overseas
Learn what you need to know about using your debit card overseas.
Learn Moreabout Using Your Navy Federal Debit Card Overseas -
Getting Your Navy Federal Debit Card
Get your new or replacement debit card instantly at all Navy Federal branches, both domestic and overseas. Cards are issued on the spot, active and ready to use.
Learn Moreabout Getting Your Navy Federal Debit Card
Disclosures
No one can prevent all identity theft.
↵NortonLifeLock is a trademark or registered trademark of NortonLifeLock Inc. or its affiliates in the U.S. and other countries.
Apple Pay® is a trademark of Apple, Inc., registered in the U.S. and other countries.
Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd. Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay support page for compatibility information.
Google Pay™ is a trademark of Google LLC.