Savings Resources
Get informed. Save smarter. Plan ahead.
Explore our tools and tips to understand your savings options, compare rates, learn effective strategies and build the future you picture.
Savings basics
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Savings Rates
See how fast your savings can grow with standout rates on all our savings options.
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Choosing a Savings Account
Learn how different savings accounts work and how to choose the right one.
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Building an Emergency Fund
Create a safety net so you're ready when life throws a curveball.
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Certificate Rates
Choose how long you want to save, lock in a higher rate and watch your savings grow.
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Certificate Laddering Strategy
Open multiple certificates with different maturity dates to optimize for growth. We'll show you how!
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Intro to Money Market Savings Accounts
If you want both growth and flexibility, check out an option that builds your balance faster and keeps your cash available.
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Pay Yourself First
Learn how putting money aside before you pay for anything else can help you power your savings.
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New Tool to Help You Reach Your Savings Goals
Need help getting organized? My Savings Goals makes it easy to set up separate accounts for each goal, customize your targets and track your progress.
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Save for future goals
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Saving for Education
Ready to start saving for K-12 or college costs? Learn how ESAs, 529 plans, custodial accounts and prepaid tuition work, so you can choose the right fit for your goals.
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Building Retirement Savings With an IRA
There are different types of IRA accounts. See which one makes the most sense for your money.
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IRA Transfers & Rollovers: Should You Consolidate Multiple IRAs?
Find out how IRA transfers and rollovers function and why you may want to combine accounts.
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Saving and Investing: How They Work Together
Wondering whether to save, invest or do both? See how different options work so you can choose what fits your goals.
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Managing your accounts
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Add Money to Your Accounts
Keep your accounts growing with easy ways to transfer money, move between accounts or deposit checks.
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Switch to Paperless Statements
Stay more secure with easy access to your statements anytime—without the paper trail.
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Choose What to Do With Your Matured Certificate
When your certificate matures, you have options. See what they are—and how withdrawing early could affect you.
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Support for life's transitions
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Plan Ahead for the People You Love
Making an estate plan now ensures your wishes are clear and your loved ones will have less to figure out later. See how we can help you put your plan in place.
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Navy Federal Savings Accounts
Whether you’re looking for a certificate, money market or even a standard savings account, you’ll earn more and save more with our standout rates.
Savings resources
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Develop a Strategy to Save for Your Goals
These 6 steps can help you reach your financial goals—big or small, long- or short-term.
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Make Saving Simpler
Want to save, but not sure it’s in your budget? These tips can put you on the right track.
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