Credit Cards

For all Navy Federal Credit Cards: As of 04/12/2021, rates range from 5.99% APR to 18.00% APR, are based on product type and creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee for Visa Signature® Flagship Rewards.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Credit Card value claim based on internal comparative analysis of the average advertised credit card industry APR and the average "as low as" APR for Navy Federal credit cards. The 2020 industry average was obtained from creditcards.com. Introductory rates are not included in the calculations.

As of 04/12/2021, rates range from 9.65% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None, if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction.

The views expressed in the reviews are solely those of the individuals posting them. The testimonials are substantively the words of the individual reviewer, but may have undergone some minor clerical revisions to ensure readability, add context, or protect private information.

The Navy Federal More Rewards American Express® Card is issued and administered by Navy Federal Credit Union. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.