Navy Federal's field of membership is determined by the National Credit Union Administration.
If you fall under any of these categories, you're eligible to join:
All Department of Defense (DoD) uniformed personnel—Army, Marine Corps, Navy, and
Air Force Active Duty, retirees, and annuitants
All United States Coast Guard personnel—Active Duty, reservists, civilian employees, retirees, and annuitants
All Department of Defense Reservists—including Army, Marine Corps, Navy, and Air Force retirees and annuitants
All Army and Air National Guard Personnel—including civilian employees, retirees, and annuitants
All Delayed Entry Program (DEP) Personnel
All DoD Officer Candidate programs—Midshipmen and cadets at the United States Naval Academy,
United States Military Academy, United States Air Force Academy, United States Coast Guard Academy
and the United States Merchant Marine Academy; Other Officer Programs*
U.S. Government employees assigned to DoD installations (including Coast Guard)
All DoD civilian employees—including retirees and annuitants
DoD contractors assigned to U.S. Government installations
Family Members—including grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members
Once your family members have joined, their family members are also eligible for membership.
Still not sure if you are eligible? Use our Membership Eligibility Wizard or call us at 1-888-842-6328
Part of the Delayed Entry Program (DEP) or are you a qualified veteran? Please call 1-888-842-6328 or visit one of our branches to join today!
*Other Officer Programs include: Navy and Marine Corps Officer Candidates (OCUI); Army, Air Force, or Naval Reserve Officer Training Corps (ROTC) students; Navy Aviation Officer (AOC) and Naval Flight Officer (NFOC) Candidates; Marine Corps Officer Candidate Course and Platoon Leaders Class Program students; Air Force Basic Officer Training (BOT) and Commissioned Officer Training (COT) Candidates; and Army Officer Candidates (OCS). Images used for representational purposes only; does not imply government endorsement.