Navy Federal Credit Union

Membership Application

What You Need to Join

You must be at least 18 years old to join online.* Please provide the following information:
  • Social Security number
  • Driver's license or government ID
  • Current home address (if at current address for less than two years, then provide previous address also)
  • Credit card or bank account and routing number to fund your account (if applicable)
  • Current email address

*If you are under 18, please visit a branch or call us 24/7 at 1-888-842-6328Phone Tree Icon

What You Need to Add a Joint Owner

You must provide the following joint owner information:
  • Social Security number
  • Driver's license or government ID
  • Current home address (if at current address for less than two years, then provide previous address also)

What You Need to Join Through a Family or Household Member

Family and household members will be referred to as throughout the application process. If you are using a sponsor for membership eligibility, you will need to provide the following information:
  • Sponsor's last name
  • Sponsor's Access Number or the last four digits of sponsor's Social Security number and date of birth
  • Sponsoring member's affiliation (i.e., Army, Air Force, Contractor, etc.)
Get Started
Retrieve saved application

Your personal information is safe and secure with Navy Federal.
This will only take about 10 minutes to complete.

USA Patriot Act
and Consumer Reports Disclosure

Important Information About
Opening a New Account

USA Patriot Act: Federal law requires that we obtain, verify and record information that identifies each person who opens an account, including joint owners. Within this application, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Approval of your application may be delayed pending further verification of your identity.

Consumer Reports: By submitting an application, you authorize Navy Federal to obtain a consumer credit report to evaluate your creditworthiness so that you may be considered for other Navy Federal products and services. You also authorize Navy Federal to obtain consumer reports for purposes of evaluating the membership application and reviewing any Navy Federal accounts you open. You understand these reports may be used in decisions to deny account applications, close accounts, and/or restrict accounts or services.

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