Navy Federal Credit Union
Navy Federal Credit Union

Online Banking

We Make It Easy

As a Navy Federal member, you have secure access to your account, no matter when or where. Enrolling in online Account Access provides a convenient way to manage your funds and offers tools to help you stay on top of your finances. For more ways to manage your money on the go, check out our Mobile Banking options.

Frequently Asked Questions


Bank Remotely

If you're connected to the internet, you're connected to Navy Federal. No matter where you are, our free, fast and secure 24-hour, worldwide Account Access service lets you transfer funds, pay bills, order checks, view up to 36 months of statements and make payments. You can even apply for loans, open new accounts, enroll in Direct Deposit and more.

Scan Deposits

Deposit Checks Anywhere, Anytime

With Scan Deposits, you can deposit personal and business checks safely and securely from anywhere you have access to a scanner—all without having to visit a branch or ATM.

Mobile Scan Deposits Demo Video


Pay Bills the Easy Way

Pay all your bills in one place. Fast, simple and free, our Bill Pay tool lets you schedule one-time or automatic recurring payments for rent, cable, utilities and more. To get started, all you need to do is sign in to your account and select the "Bill Pay" tab.

Hassle-free Bill Payment
  • Send payments to almost anyone in the U.S.
  • Schedule payments up to one year in advance
  • Receive and pay selected e-Bills from leading merchants

Move Cash Fast

Whether you're transferring funds between your own Navy Federal accounts, to external accounts or to other members, we've got you covered. You can even set up recurring, automatic transfers to make things like saving and loan payments easy.


Easily Track Your Spending

Our Spending Tracker tool allows you to view detailed account breakdowns of your expenses by category and time periods. This means you can manage and tailor your budget to help stay on top of your spending.

Budgeting Made Easy
  • Categorize debit and credit expenses automatically
  • View graphs of your transaction history
  • Receive email alerts when you go over your budget limit