For Navy Federal ATMs: All deposits are subject to Navy Federal's Funds Availability Policy. The first $200 from a deposit of cash or checks will be available immediately. The remaining funds will be available for withdrawal by the second business day after the day of your deposit.
For CO-OP Network® ATMs: While deposits are posted on the same schedule, some limitations apply.
The addresses given for branches are physical locations and may not reflect an accurate local mailing address. Please do not use these addresses to correspond with Navy Federal. Find appropriate mailing addresses here.
Note: Access to many U.S. military installations has been restricted. Members who are not assigned to or do not work on these installations may not be able to visit an on-site branch or use an on-site ATM. Before visiting, please contact Navy Federal at 1-888-842-6328 to make sure you will be allowed on the installation.
Branches will be closed for federal holidays, including New Year's Day, M.L. King Jr.'s Birthday, President's Day, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day and Christmas Day. In some locations, local holidays may also be observed. Check with your local branch for details.