Attention: Many of our branches are opening an hour early every Wednesday for our high-risk and senior members. To see if your local branch is participating, use our branch locator and check the Services section. For the most up-to-date information on branch services and hours, please visit our branch updates and closures page.
- NFCU ATM
- Free ATM
For Navy Federal ATMs
All deposits are subject to Navy Federal's Funds Availability Policy. The first $225 after a cash or check deposit will be available immediately for cash withdrawals only. The remaining funds will be available by the second business day after the day we receive your deposit. Longer delays may apply in certain situations. Please see the Funds Availability Schedule for full details.
For CO-OP Network® ATMs
Some deposit limitations apply. The addresses given for branches are physical locations and may not reflect an accurate local mailing address. Please do not use these addresses to correspond with Navy Federal. Find appropriate mailing addresses here.
Note: Access to many U.S. military installations has been restricted. Members who are not assigned to or do not work on these installations may not be able to visit an on-site branch or use an on-site ATM. Before visiting, please contact Navy Federal at 1-888-842-6328 to make sure you will be allowed on the installation.
Branches will be closed for federal holidays, including New Year's Day, M.L. King Jr.'s Birthday, President's Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day and Christmas Day. In some locations, local holidays may also be observed. Check with your local branch for details.