Free Active Duty Checking™
Get Your Pay a Day EarlyFootnote 3
Sign up for direct deposit to access your pay a full business day before the regular posting date.
Check our Military Active Duty Calendar page to see when your funds will be available each month.
Checking Resources
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Direct Deposit
Get fast access to your paycheck when you have it automatically deposited to your account. It’s simple to set up.
Learn More about Direct Deposit -
Navy Federal Debit Card
Accepted at millions of locations worldwide. Secure and convenient. Activate your debit card today.
Learn More about Navy Federal Debit Card -
Add Money to Your Accounts
Our convenient transfer and deposit options make it easy to put your money where you need it to be.
Learn More about Add Money to Your Accounts
Disclosures
A qualifying military direct deposit must post to your Free Active Duty Checking account within 180 days of account opening. If the military direct deposit stops for more than 180 days, the account converts to a Free EveryDay Checking account.
↵Up to $20.00 in ATM fee rebates per statement period.
↵Members with Free Active Duty Checking® accounts will receive their Direct Deposit one business day early.
↵Rates on variable accounts (e.g., Share Savings, Checking, MMSA) may change after the account is open. This APY is accurate as of 12/15/2024. Fees may reduce earnings.
↵For Flagship Checking, no monthly service fee if average daily balance is $1,500 or more; $10 if less than $1,500.
↵Free Active Duty Checking® account includes free personalized traditional checks.
↵The views expressed in the reviews are solely those of the individuals posting them. The testimonials are substantively the words of the individual reviewer, but may have undergone minor clerical revisions to ensure readability, add context, or protect private information. Any imagery displayed is for decorative purposes only and is not necessarily associated with the reviewer.