Included With All Navy Federal Checking Accounts
What is Direct Deposit?
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Navy Federal Debit Card
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A qualifying military direct deposit of net pay must post to your Free Active Duty Checking account within 90 days of account opening. If the military direct deposit of net pay stops for more than 90 days, the account converts to a Free EveryDay Checking account.↵
Up to $20.00 in ATM fee rebates per statement period.↵
Members with Free Active Duty Checking accounts will receive their Direct Deposit of Net Pay (DDNP) one business day early.↵
Rates on variable accounts (e.g., Share Savings, Checking, MMSA) may change after the account is open. This APY is accurate as of 07/27/2021. Fees may reduce earnings.↵
For Flagship Checking, no monthly service fee if average daily balance is $1,500 or more; $10 if less than $1,500.↵
Free Active Duty Checking® account includes free personalized traditional checks.↵
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