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Blast Your Savings to the Next Level

Blast Your Savings to the Next Level

Power-up your savings with these outstanding rates.

Next-Level Rates Mean Next-Level Earnings

Saving for a big purchase, looking for guaranteed earnings or need a secure place to keep your money long-term? Check out how much you could be earning with each of our savings options.

Share Savings AccountsFootnote 1

Product Minimum Deposit Term Dividend Rate APY
Share Savings Account± $5.00 None 0.25% 0.25%
IRA Share Accounts (ESA, Roth, SEP and Traditional) None None 0.25% 0.25%

Compounded and credited monthly. Fees may reduce earnings. Offering rates may change.

±A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum.

Open a Share Account a Share Account Open an IRA Account

Money Market Savings Account (MMSA) Rates—Savings, IRA & ESAFootnote 1

Minimum Deposit Dividend Rate APY
$0$2,499 0.00% 0.00%
$2,500$9,999 0.95% 0.95%
$10,000$24,999 1.05% 1.06%
$25,000$49,999 1.09% 1.10%
$50,000 and over 1.49% 1.50%

Compounded and credited monthly. Must maintain a minimum daily balance of $2,500 to earn dividends. Rates on variable-rate accounts (e.g., Share Savings, Checking, and MMSA) could change after account opening. Fees may reduce earnings.

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Jumbo Money Market Savings Account (MMSA) Rates—Savings & IRAFootnote 1

Minimum Deposit Dividend Rate APY
$0$99,999 0.25% 0.25%
$100,000$249,999 1.64% 1.65%
$250,000$499,999 1.83% 1.85%
$500,000$999,999 2.03% 2.05%
$1,000,000 and over 2.23% 2.25%

Compounded and credited monthly. Rates on variable-rate accounts (e.g., Share Savings, Checking, and MMSA) could change after account opening. Fees may reduce earnings. Should the balance in a Jumbo MMSA account fall below $100,000, the dividend rate paid will be the Savings Account rate for each day the account is below $100,000.

Open a Jumbo MMSA Account Now

SaveFirst AccountFootnote 1

SaveFirst Account
Product Minimum Deposit Term Dividend Rate APY
SaveFirst Account $5.00 3–60 Months 0.40% 0.40%

Penalties for early withdrawal on term share accounts. Fees may reduce earnings. Offering rates may change.

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Disclosures

1

Rates as of 12/15/2024