Share Accounts

Product Minimum Deposit Term Dividend Rate APY
Share Savings Account $5.00 None 0.25% 0.25%
IRA Share Accounts (ESA, Roth, SEP and Traditional) None None 0.25% 0.25%

Compounded monthly. Fees may reduce earnings. Offering rates may change.

Money Market Savings Account (MMSA) Rates — Savings, IRA & ESA

Minimum Deposit Dividend Rate APY
$0 - $2,499 0.00% 0.00%
$2,500 - $9,999 0.40% 0.40%
$10,000 - $24,999 0.45% 0.45%
$25,000 - $49,999 0.45% 0.45%
$50,000 and over 0.45% 0.45%

Compounded and credited monthly. Must maintain a minimum daily balance of $2,500 to earn dividends. Rates on variable rate accounts (i.e. Share Savings, Checking, and MMSA) could change after account opening. Fees may reduce earnings.

Jumbo Money Market Savings Account (MMSA) Rates — Savings & IRA

Minimum Deposit Dividend Rate APY
$0 - $99,999 0.25% 0.25%
$100,000 - $249,999 0.50% 0.50%
$250,000 and over 0.50% 0.50%

Compounded and credited monthly. Rates on variable rate accounts (i.e. Share Savings, Checking, and MMSA) could change after account opening. Fees may reduce earnings.

SaveFirst Account

SaveFirst Account
Product Minimum Deposit Term Dividend Rate APY
SaveFirst Account $5.00 3–60 Months 0.40% 0.40%

Penalties for early withdrawal on term share accounts. Fees may reduce earnings. Offering rates may change.