Savings Rates
Next-Level Rates Mean Next-Level Earnings
Saving for a big purchase, looking for guaranteed earnings or need a secure place to keep your money long-term? Check out how much you could be earning with each of our savings options.
Share Savings AccountsFootnote 1
Product | Minimum Deposit | Term | Dividend Rate | APY |
---|---|---|---|---|
Share Savings Account± | $5.00 | None | 0.25% | 0.25% |
IRA Share Accounts (ESA, Roth, SEP and Traditional) | None | None | 0.25% | 0.25% |
Compounded and credited monthly. Fees may reduce earnings. Offering rates may change.
±A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum.
Money Market Savings Account (MMSA) Rates—Savings, IRA & ESAFootnote 1
Minimum Deposit | Dividend Rate | APY |
---|---|---|
$0–$2,499 | 0.00% | 0.00% |
$2,500–$9,999 | 0.95% | 0.95% |
$10,000–$24,999 | 1.05% | 1.06% |
$25,000–$49,999 | 1.09% | 1.10% |
$50,000 and over | 1.49% | 1.50% |
Compounded and credited monthly. Must maintain a minimum daily balance of $2,500 to earn dividends. Rates on variable-rate accounts (e.g., Share Savings, Checking, and MMSA) could change after account opening. Fees may reduce earnings.
Jumbo Money Market Savings Account (MMSA) Rates—Savings & IRAFootnote 1
Minimum Deposit | Dividend Rate | APY |
---|---|---|
$0–$99,999 | 0.25% | 0.25% |
$100,000–$249,999 | 1.64% | 1.65% |
$250,000–$499,999 | 1.83% | 1.85% |
$500,000–$999,999 | 2.03% | 2.05% |
$1,000,000 and over | 2.23% | 2.25% |
Compounded and credited monthly. Rates on variable-rate accounts (e.g., Share Savings, Checking, and MMSA) could change after account opening. Fees may reduce earnings. Should the balance in a Jumbo MMSA account fall below $100,000, the dividend rate paid will be the Savings Account rate for each day the account is below $100,000.
SaveFirst AccountFootnote 1
Product | Minimum Deposit | Term | Dividend Rate | APY |
---|---|---|---|---|
SaveFirst Account | $5.00 | 3–60 Months | 0.40% | 0.40% |
Penalties for early withdrawal on term share accounts. Fees may reduce earnings. Offering rates may change.
Disclosures
Rates as of 12/15/2024
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