Share Accounts

Product Minimum Deposit Term Dividend Rate APY
Share Savings Account $5.00 None 0.25% 0.25%
IRA Share Accounts (ESA, Roth, SEP and Traditional) None None 0.25% 0.25%

Compounded monthly. Fees may reduce earnings. Offering rates may change.

Money Market Savings Account (MMSA)

Money Market Savings Account (MMSA)
Product Minimum Deposit Dividend Rate APY
Money Market Savings Account Tier 0 to 2,499 $0 to 2,499 0.00% 0.00%
Money Market Savings Account Tier 2,500 to 9,999 $2,500 to 9,999 0.40% 0.40%
Money Market Savings Account Tier 10,000 to 24,999 $10,000 to 24,999 0.45% 0.45%
Money Market Savings Account Tier 25,000 to 49,999 $25,000 to 49,999 0.45% 0.45%
Money Market Savings Account Tier 50,000 & over $50,000 & over 0.45% 0.45%

Must maintain a minimum daily balance of $2,500 to earn dividends. Compounded monthly.
Rates on variable rate accounts (i.e. Share Savings, Checking, and MMSA) could change after account opening. Fees may reduce earnings.

Jumbo Money Market Savings Account (JMMSA)

Product Minimum Deposit Dividend Rate APY
Jumbo Money Market Savings Account Tier 0 to 99,999 $0 to 99,999 0.25% 0.25%
Jumbo Money Market Savings Account Tier 100,000 to 249,999 $100,000 to 249,999 0.50% 0.50%
Jumbo Money Market Savings Account Tier 250,000 & over $250,000 & over 0.50% 0.50%

Rates as of Apr 02, 2021 ET.

Rates on variable rate accounts(i.e. Share Savings, Checking, and MMSA) could change after account opening. Fees may reduce earnings. Compounded monthly.

IRA/ESA Money Market Savings Accounts 

IRA and ESA rates
Minimum Deposit Dividend Rate APY
$0 to $2,499 0.00% 0.00%
$2,500 to $9,999 0.40% 0.40%
$10,000 to $24,999 0.45% 0.45%
$25,000 to $49,999 0.45% 0.45%
$50,000 and over 0.45% 0.45%

Must maintain a minimum daily balance of $2,500 to earn dividends.
Rates on variable rate accounts(i.e. Share Savings, Checking, and MMSA) could change after account opening. Fees may reduce earnings. Compounded Monthly.

Jumbo IRA Money Market Savings Account

Minimum Deposit Dividend Rate APY
0.00 to 99,999 0.25% 0.25%
100,000 to 249,999 0.50% 0.50%
250,000 & over 0.50% 0.50%

Compounded and credited monthly. Rates on variable rate accounts(i.e. Share Savings, Checking, and MMSA) could change after account opening. Fees may reduce earnings.

SaveFirst Account

SaveFirst Account
Product Minimum Deposit Term Dividend Rate APY
SaveFirst Account $5.00 3–60 Months 0.40% 0.40%

Penalties for early withdrawal on term share accounts. Fees may reduce earnings. Offering rates may change.