|Product||Minimum Deposit||Term||Dividend Rate||APY|
|Share Savings Account±||$5.00||None||0.25%||0.25%|
|IRA Share Accounts (ESA, Roth, SEP and Traditional)||None||None||0.25%||0.25%|
Compounded and credited monthly. Fees may reduce earnings. Offering rates may change.
±A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum.
|Minimum Deposit||Dividend Rate||APY|
|$0 - $2,499||0.00%||0.00%|
|$2,500 - $9,999||0.95%||0.95%|
|$10,000 - $24,999||1.05%||1.06%|
|$25,000 - $49,999||1.09%||1.10%|
|$50,000 and over||1.49%||1.50%|
Compounded and credited monthly. Must maintain a minimum daily balance of $2,500 to earn dividends. Rates on variable-rate accounts (e.g., Share Savings, Checking, and MMSA) could change after account opening. Fees may reduce earnings.