Savings Rates
Celebrate! New Tiers and Higher Rates on Our Jumbo Money Market Savings Accounts
Enjoy more options and guaranteed returns on your money.
| Product | Minimum Deposit | Term | Dividend Rate | APY |
|---|---|---|---|---|
| Share Savings Account± | $5.00 | None | 0.25% | 0.25% |
| IRA Share Accounts (ESA, Roth, SEP and Traditional) | None | None | 0.25% | 0.25% |
Compounded and credited monthly. Fees may reduce earnings. Offering rates may change.
±A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum.
Money Market Savings Account (MMSA) Rates — Savings, IRA & ESA
| Minimum Deposit | Dividend Rate | APY |
|---|---|---|
| $0 - $2,499 | 0.00% | 0.00% |
| $2,500 - $9,999 | 0.95% | 0.95% |
| $10,000 - $24,999 | 1.05% | 1.06% |
| $25,000 - $49,999 | 1.09% | 1.10% |
| $50,000 and over | 1.49% | 1.50% |
Compounded and credited monthly. Must maintain a minimum daily balance of $2,500 to earn dividends. Rates on variable-rate accounts (e.g., Share Savings, Checking, and MMSA) could change after account opening. Fees may reduce earnings.
| Minimum Deposit | Dividend Rate | APY |
|---|---|---|
| $0 - $99,999 | 0.25% | 0.25% |
| $100,000 - $249,999 | 1.64% | 1.65% |
| $250,000 - $499,999 | 1.83% | 1.85% |
| $500,000 - $999,999 | 2.03% | 2.05% |
| $1,000,000 and over | 2.23% | 2.25% |
Compounded and credited monthly. Rates on variable-rate accounts (e.g., Share Savings, Checking, and MMSA) could change after account opening. Fees may reduce earnings. Should the balance in a Jumbo MMSA account fall below $100,000, the dividend rate paid will be the Savings Account rate for each day the account is below $100,000.
SaveFirst Account
| Product | Minimum Deposit | Term | Dividend Rate | APY |
|---|---|---|---|---|
| SaveFirst Account | $5.00 | 3–60 Months | 0.40% | 0.40% |
Penalties for early withdrawal on term share accounts. Fees may reduce earnings. Offering rates may change.