Savings Rates
Share Accounts
| Product | Minimum Deposit | Term | Dividend Rate | APY |
|---|---|---|---|---|
| Share Savings Account | $5.00 | None | 0.25% | 0.25% |
| IRA Share Accounts (ESA, Roth, SEP and Traditional) | None | None | 0.25% | 0.25% |
Compounded monthly. Fees may reduce earnings. Offering rates may change.
Money Market Savings Account (MMSA) Rates — Savings, IRA & ESA
| Minimum Deposit | Dividend Rate | APY |
|---|---|---|
| $0 - $2,499 | 0.00% | 0.00% |
| $2,500 - $9,999 | 0.40% | 0.40% |
| $10,000 - $24,999 | 0.45% | 0.45% |
| $25,000 - $49,999 | 0.45% | 0.45% |
| $50,000 and over | 0.45% | 0.45% |
Compounded and credited monthly. Must maintain a minimum daily balance of $2,500 to earn dividends. Rates on variable rate accounts (i.e. Share Savings, Checking, and MMSA) could change after account opening. Fees may reduce earnings.
Jumbo Money Market Savings Account (MMSA) Rates — Savings & IRA
| Minimum Deposit | Dividend Rate | APY |
|---|---|---|
| $0 - $99,999 | 0.25% | 0.25% |
| $100,000 - $249,999 | 0.50% | 0.50% |
| $250,000 and over | 0.50% | 0.50% |
Compounded and credited monthly. Rates on variable rate accounts (i.e. Share Savings, Checking, and MMSA) could change after account opening. Fees may reduce earnings.
SaveFirst Account
| Product | Minimum Deposit | Term | Dividend Rate | APY |
|---|---|---|---|---|
| SaveFirst Account | $5.00 | 3–60 Months | 0.40% | 0.40% |
Penalties for early withdrawal on term share accounts. Fees may reduce earnings. Offering rates may change.