Earn $250 Bonus Cash Back + a One-Time $98 Statement Credit for an Annual Walmart+ Membership
Get our cashRewards card, and you can earn $250 bonus cash back when you spend $2,500 within 90 days of account opening.2
Plus, you’ll earn 1.75% cash back on your purchases when you get a cashRewards credit card and enroll in direct deposit. Without direct deposit, you’ll still earn 1.5% cash back.3
For a limited time, get a one-time $98 statement credit when you pay $49 or more for an annual Walmart+ membership using your cashRewards credit card. (Normally, Walmart+ annual memberships are $98)4
Can’t wait to receive your credit card? Get a jumpstart on earning rewards this holiday season with a cashRewards virtual credit card. Instantly shop and earn rewards on the go by adding the virtual version of your credit card to your digital wallet. You can enter the credit card number manually to use it for online or in-person shopping, too. So, whether you just got approved and are waiting on your credit card to arrive in the mail or simply forgot your wallet at home, you’ll still be able to access, view and use your virtual credit card.
Expires on Jan. 01, 2024
- Up to 1.75% cash back on all purchases3
- Start redeeming rewards as soon as you earn them
- Learn more about the new enhanced rewards structure
As of 10/04/2023, rates range from 14.90% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None, if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction.
Offer valid for cardholders issued new cashRewards credit card accounts. To be eligible for the $250 cash back, you must make $2,500 or more in net purchases within 90 days of account opening. Rewards are earned on eligible net purchases. “Net purchases” means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, gambling, or fees of any kind, including finance charges, late fees, returned check fees, ATM cash advance fees, and annual fees, if any. Cash-equivalent transactions, such as the purchase, loading, or reloading of gift and prepaid cards (e.g., money orders, GO Prepaid Cards, and other cash-equivalent gift cards), may not be eligible purchase transactions and may not earn rewards. Please allow up to 8 weeks after the 90-day period for the $250 to post to your rewards balance. Account must be open and not in default at the time the $250 is scheduled to post to your rewards balance. Limit of one promotional offer at account opening. Offer valid for accounts applied for between 10/04/2023 and 01/01/2024. Navy Federal reserves the right to change or end this offer at any time without notice.↵
cashRewards credit cards earn 1.75% cash back on net purchases for cardholders with direct deposit at Navy Federal, or 1.5% cash back for cardholders without direct deposit. Rewards are earned on eligible net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, gambling, or fees of any kind, including finance charges, late fees, returned check fees, and ATM cash advance fees. Cash-equivalent transactions, such as the purchase, loading, or reloading of gift and prepaid cards (e.g., money orders, GO Prepaid Cards, and other cash-equivalent gift cards), may not be eligible purchase transactions and may not earn rewards. To be eligible to receive 1.75% cash back on net purchases with your cashRewards card, you must either currently have direct deposit at Navy Federal or must set up and maintain direct deposit at Navy Federal. Direct deposit is defined as a recurring ACH from your employer, military pay, or certain government agency pay or benefits deposited into your Navy Federal deposit account. You will start earning 1.75% cash back once we confirm you have direct deposit at Navy Federal.↵
One-time statement credit of $98 when you pay $49 or more for an annual Walmart+ membership. Excludes monthly Walmart+ membership. Annual Walmart+ membership must be purchased within one year from Navy Federal cashRewards Credit Card account opening date to receive the one-time statement credit. Please allow up to 30 days after the annual Walmart+ membership fee posts to your account for the $98 credit to post. Your annual Walmart+ membership will auto-renew annually following enrollment, and your credit or debit card on file will be charged for an additional term at the fee(s) in effect at the time. You may cancel your annual Walmart+ membership by calling Walmart Customer Care at (800) 924-9206 or through your Walmart Account. Walmart is a registered trademark of Walmart Apollo, LLC.↵