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Save on Balance Transfers and Earn 10K Bonus Points

GO REWARDS®

Annual Fee: $

0

Rate: Variable APR

9.24% - 18.00%1

GOOD NEWS—when you open a GO REWARDS® credit card, you could save on interest when you transfer your balance within 60 days. Enjoy a 0.99% intro APR on balance transfers for the first 6 months after account opening. After that, a variable rate between 9.24% and 18% APR applies.1

Plus, you could also earn 10,000 bonus points (a $100 value) when you spend $1,000 within 90 days of opening your GO REWARDS credit card account2—great for travel purchases! 

Expires on Jun. 30, 2022

Rewards

  • 3X points at restaurants
  • 2X points on gas
  • 1X points on everything else3

Program Description

Disclosures

1

As of 05/18/2022, rates range from 9.24% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None, if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. Balance transfer offer: Application must be submitted by 06/30/2022. Offer valid for balance transfers from non-Navy Federal credit cards requested within 60 days of account opening. Balance transfers are not eligible to earn rewards. Maximum total transfer amount is limited to your available credit line. Balance transfers using convenience checks are excluded from this offer. If you transfer a balance with this offer, interest will be charged on purchases made with your credit card unless your purchases have a 0% APR or you pay the entire balance (including any transferred balances) in full each month by the payment due date. Limit of one promotional offer at account opening.

2

Offer valid for cardholders issued a new Navy Federal GO REWARDS credit card account. To be eligible for the 10,000 points, you must make $1,000 or more in net purchases with the card within 90 days of account opening. Rewards are earned on eligible net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, gambling, or fees of any kind, including finance charges, late fees, returned check fees, ATM cash advance fees, and annual fees, if any. Cash equivalent transactions, such as the purchase, loading, or reloading of gift and prepaid cards (e.g., money orders, GO Prepaid Cards, and other cash equivalent gift cards), may not be eligible purchase transactions and may not earn rewards. Please allow up to eight weeks after the 90-day period for the 10,000 points to post to your rewards balance. Account must be open and not in default at the time the 10,000 points are issued in order to be posted to your rewards balance. Limit of one promotional offer per account. Offer valid for accounts applied for from 5/2/22 to 6/30/22. Navy Federal reserves the right to end or modify this offer at any time.

3

GO REWARDS credit cards earn 3 points for every $1 of net purchases made at restaurants, 2 points for every $1 of net purchases made for gas, and 1 point for every $1 of other net purchases. A GO REWARDS restaurant or gas purchase may only earn 1 point per dollar spent, depending on the merchant code used to process the transaction. Restaurants located within another establishment (e.g., hotel, casino, commissary, grocery store, event venue) may receive 1 point per dollar spent at these locations. In addition, superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations, so you will earn 1 point per dollar spent at these locations. Rewards are only earned on eligible net purchases. “Net purchases” means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, gambling, or fees of any kind, including finance charges, late fees, returned check fees, and ATM cash advance fees. Cash equivalent transactions, such as the purchase, loading, or re-loading of gift and prepaid cards (e.g., money orders, GO Prepaid Cards and other cash equivalent gift cards), may not be eligible purchase transactions and may not earn rewards. For more information, view the GO REWARDS Program Description Guide.