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Get a Low Intro APR on Purchases

GO REWARDS®

Annual Fee: $

0

Rate: Variable APR

14.74% - 18.00%Footnote 1

Get our GO REWARDS credit card, and you could get a 0.99% intro APR on purchases for the first 6 months of account opening. After that, a variable APR between 14.74% and 18% applies.Footnote 2

Plus, earn points on everyday spending. You'll earn 3X points at restaurants, 2X points on gas and 1X points on everything else.Footnote 3  The points you earn can be redeemed for cash, travel, gift cards and merchandise.

While you're waiting for your physical card to arrive in the mail, you may qualify for a digitally issued card sent to your email for immediate use.

Expires on Jan. 01, 2025

Apply Now for the GO REWARDS® card

Rewards

  • 3X points at restaurantsFootnote 3
  • 2X points on gas
  • 1X points on everything else

Program Description

Disclosures

1

As of 12/12/2024, rates range from 14.74% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction.

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2

As of 12/12/2024, rates range from 14.74% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the US Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. Application must be submitted by 01/01/2025. Limit of one promotional offer at account opening. Navy Federal reserves the right to change or end this offer at any time without notice.

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3

GO REWARDS credit cards earn 3 points for every $1 of net purchases made at restaurants, 2 points for every $1 of net purchases made for gas, and 1 point for every $1 of other net purchases. A GO REWARDS restaurant or gas purchase may only earn 1 point per dollar spent, depending on the merchant code used to process the transaction. Restaurants located within another establishment (e.g., hotel, casino, commissary, grocery store, event venue) may receive 1 point per dollar spent at these locations. In addition, superstores, supermarkets, and warehouse clubs that sell gasoline are not considered gas stations, so you will earn 1 point per dollar spent at these locations. Rewards are only earned on eligible net purchases. “Net purchases” means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, gambling, or fees of any kind, including finance charges, late fees, returned check fees, and ATM cash advance fees. Cash-equivalent transactions, such as the purchase, loading, or reloading of gift and prepaid cards (e.g., money orders, GO Prepaid Cards, and other cash-equivalent gift cards), may not be eligible purchase transactions and may not earn rewards. For more information, view the GO REWARDS Program Description Guide.

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