Apply and Save on Interest With a 1.99% Intro APR on Purchases for 6 Months


Annual Fee: $


Rate: Variable APR

8.99% - 18.00%1

Get our GO REWARDS® credit card, and you can save more with a 1.99% intro APR on purchases for 6 months. After that, a standard variable APR between 8.99% and 18% applies. 

Expires on May. 03, 2021


  • 3X points at restaurants
  • 2X points on gas
  • 1X points on everything else2

Program Description



As of 04/13/2021, rates range from 8.99% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None, if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction.


GO REWARDS credit cards earn 3 points for every $1 of net purchases made at restaurants, 2 points for every $1 of net purchases made for gas, and 1 point for every $1 of other net purchases. A GO REWARDS restaurant or gas purchase may only earn 1 point per dollar spent, depending on the merchant code used to process the transaction. Restaurants located within another establishment (e.g., hotel, casino, commissary, grocery store, event venue) may be ineligible, in which case you will receive 1 point per dollar spent at these locations. In addition, superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations, so you will earn 1 point per dollar spent at these locations. For more information, view the GO REWARDS Program Description Guide.