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You Could Save on Balance Transfers With a Low Intro APR

Platinum

Annual Fee: $

0

Rate: Variable APR

11.24% - 18.00%1

A transfer could be the answer to controlling credit card debt. 

Transfer your non-Navy Federal balances within 60 days of account opening, and you'll pay a 0.99% intro APR on balance transfers for 12 months.

After that, a variable APR between 11.24% and 18% applies. Plus, you'll pay no balance transfer fees.2

Expires on Feb. 29, 2024

Rewards

  • Lowest interest rate

Transfer Your Balances and Save

See how much you could save with the Navy Federal Platinum Credit Card.

Issuer & Product Lowest Variable APR Highest Variable APR Standard Balance Transfer Fee Foreign Transaction Fee
Navy Federal Platinum 11.24%2 18.00%2 0%2 0%2
PenFed Gold 17.99%†† 17.99%†† 3%†† 0%††
Citi Diamond Preferred 18.24%†† 28.99%†† 5%†† 3%††
US Bank Platinum 18.74%†† 29.74%†† 3%†† 3%††
Capital One Platinum 30.74%†† 30.74%†† 3%†† 0%††

Excludes card issuers’ special promotions, rates, and fees.

††Information accurate as of 11/06/2023. Refer to card issuers for current rates and fees.

Disclosures

1

As of 02/23/2024, rates range from 11.24% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. 

2

As of 02/23/2024, rates range from 11.24% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. Balance transfer offer: Application must be submitted by 02/29/2024. Offer valid for balances transferred from non-Navy Federal credit cards within 60 days of account opening. Maximum total transfer amount is limited to your available credit line. Balance transfers using convenience checks are excluded from this offer. If you transfer a balance with this offer, interest will be charged on purchases made with your credit card unless your purchases have a 0% APR or you pay the entire balance, including any transferred balances made under this offer, in full each month by the payment due date. Offer excludes Navy Federal nRewards® Secured, Business, and Home Equity Line Platinum credit cards. Limit of one promotional offer at account opening. Navy Federal reserves the right to change or end this offer at any time.