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Save on Balance Transfers With a Low Intro APR


Annual Fee: $


Rate: Variable APR

6.24% - 18.00%1

Ready to take control of your finances? Make a plan to do away with high-interest credit card debt by transferring your balances to our Platinum card. You now have even more time to save on interest—transfer your non-Navy Federal balances within 60 days of getting a Platinum card, and you'll pay 0% intro APR on the balance transfer for 12 months after opening. After that, a variable APR between 6.24% and 18% applies.1

Plus, you won't pay any balance transfer fees.

Expires on Aug. 31, 2022


  • Low interest rate



As of 05/15/2022, rates range from 6.24% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. Balance transfer offer: Application must be submitted by 8/31/22. Offer valid for balances transferred from non-Navy Federal credit cards within 60 days of account opening. Maximum total transfer amount is limited to your available credit line. Balance transfers using convenience checks are excluded from this offer. Interest will be charged on purchases made with your credit card unless your purchases have a 0% APR or you pay the entire balance, including any transferred balances made under this offer, in full each month by the payment due date. Offer excludes Navy Federal nRewards® Secured, Business and Home Equity Line Platinum credit cards. Limit of one promotional offer at account opening. Navy Federal reserves the right to change or end this offer at any time.