Special Intro APR on Balance Transfers1


Annual Fee: $0

Rate: Variable APR

7.74% - 18.00%

Open a Platinum credit card, and you could save on interest with a 0% intro APR on balance transfers for 12 months. After that, a variable APR between 7.74% and 18.00% applies. Plus, enjoy the lowest APR of all our credit cards.1

Apply Now for the Platinum credit card.


  • Low interest rate


1 As of 11/1/19, rates range from 7.74% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. Balance Transfer Offer: Application must be submitted by 1/2/20. Navy Federal reserves the right to end or modify this offer at any time. Offer valid for balances transferred from non-Navy Federal credit cards within 30 days of account opening. Navy Federal reserves the right to refuse duplicate balance transfer requests. Maximum total transfer amount is limited to your approved credit line. Balance transfers using convenience checks are excluded from this offer. If you transfer a balance with this offer, interest will be charged on purchases made with your credit card unless your purchases have a 0% APR or you pay the entire balance (including any transferred balances) in full each month by the payment due date. Offer excludes Navy Federal nRewards® Secured, Business and Home Equity Line Platinum credit cards.