Save With a Special Introductory APR on Balance Transfers for 12 Months1


Annual Fee: $0

Rate: Variable APR

7.99% - 18.00%

Open a Platinum credit card, and you could save on interest with a 0% intro APR on balance transfers for 12 months. After that, a variable APR between 7.99% and 18% applies. Plus, enjoy the lowest APR of all our credit cards.1

Expires on Dec. 31, 2018.

Apply Now for the Platinum credit card.


  • Low interest rate


1As of 11/1/18, rates range from 7.99% APR to 18% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per overseas transaction. Balance transfer offer: Offer valid for balance transfers requested from non-Navy Federal credit cards within 30 days of account opening. Navy Federal reserves the right to refuse duplicate balance transfer requests. Maximum total transfer amount is limited to your approved credit line. Balance transfers using convenience checks are excluded from this offer. If you transfer a balance with this offer, interest will be charged on purchases made with your credit card unless your purchases have a 0% APR or you pay the entire balance (including any transferred balances) in full each month by the payment due date. Limit of one promotional offer at account opening. Offer excludes Navy Federal Home Equity Line Platinum credit cards. Valid for offers applied for from 3/1/18 to 12/31/18.