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Our card is an easy, convenient way for making purchases with your equity line. Money is automatically advanced from your Home Equity Line of Credit to pay for purchases. You get the same low, variable interest rate you'd receive if you were writing a check, without the hassle of carrying a checkbook. Use your card at retail stores, online, over the phone and everywhere Visa® is accepted.

Not a member? Join today.

More Than Just a Card

Easy Access to Your Equity Line

No Annual Fee

No Foreign Transaction Fee1

Access to a Stateside Member Rep

Accepted at Millions of Locations Worldwide

Auto Rental Collision Damage Waiver2

ID Navigator Powered by NortonLifeLock3

Worldwide Travel and Emergency Assistance Services4

Safe and Secure Tap-to-Pay Technology

To request your card, call 1-888-842-6328 or visit your nearest branch.



ATM Cash Advance Fee: None if performed at a Navy Federal branch or ATM; otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction.


Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa Card to secure transactions. Please refer to your Guide to Benefits for details.


No one can prevent all identity theft.


Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details.

Some restrictions may apply.