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3/5 Conforming ARM Payment Example1 2

Loan Amount: $300,000 Term: 30 years

Year Interest Rate APR Monthly Payment
Taxes and insurance not included; therefore, the actual payment obligation will be greater.
Payments on all ARMs are based on a 30-year amortization.

3/5 Jumbo ARM Payment Example1 2

Loan Amount: $800,000 Term: 30 years

Year Interest Rate APR Monthly Payment
Taxes and insurance not included; therefore, the actual payment obligation will be greater.
Payments on all ARMs are based on a 30-year amortization.

5/5 Conforming ARM Payment Example1  2

Loan Amount: $300,000 Term: 30 years

Year Interest Rate APR Monthly Payment
Taxes and insurance not included; therefore, the actual payment obligation will be greater.
Payments on all ARMs are based on a 30-year amortization.

5/5 Jumbo ARM Payment Example1  2

Loan Amount: $800,000 Term: 30 years

Year Interest Rate APR Monthly Payment
Taxes and insurance not included; therefore, the actual payment obligation will be greater.
Payments on all ARMs are based on a 30-year amortization.

Disclosures

1

Adjustable Rate Mortgages are variable, and your Annual Percentage Rate (APR) may increase after the original fixed-rate period. The First Adjusted Payments displayed are based on the current Constant Maturity Treasury (CMT) index, plus the margin (fully indexed rate) as of the stated effective date rounded to nearest 1/8th of one percent. All loans subject to credit approval.

2

Rates displayed are "as low as" and effective 04/16/2024 for purchase, refinance loans, and VA IRRRL, and require a 1.00% loan origination fee, which may be waived for a 0.25% increase in the interest rate. Displayed rates may include discount points. Rates are subject to change. All VA rules, guidelines and additional program requirements will apply. All loans subject to approval. Navy Federal has no affiliation with U.S. Department of Veterans Affairs or any other government agency.