Credit Counseling for Our Members
Prepare for homeownership and other goals with help from an expert
We've partnered with the Veterans Association of Real Estate Professionals (VAREP) to help Navy Federal members take control of their finances. If you're:
- working on improving your credit score
- hoping to buy a home
- wondering how to plan a budget
Or simply looking to strengthen your financial health, this free service could be for you!
How can VAREP help?
From budgeting assistance and savings-building support to debt-reduction strategies and credit repair, VAREP counselors are nationally recognized experts who specialize in the unique financial needs of the military and Veteran communities.
Based on your situation, they'll create a customized plan just for you—at no cost!
You can expect:
Easy Virtual Appointments
Meet with your counselor by phone or video—no matter where in the United States you live or work, you've got access!
Trusted Advice
Rest easy knowing all VAREP counselors are certified by the Department of Housing and Urban Development.
A Clear Action Plan
Get personalized coaching on improving your credit, managing your budget and reducing debt.
FAQs
What is credit counseling?
Credit counseling is a financial service that helps people manage debt, improve budgeting skills and build long-term financial health, with a focus on repairing their credit scores, among other strategies.
Who can benefit from credit counseling?
Credit counseling can help anyone who wants to reach certain financial goals, such as buying a home, purchasing a car or managing debt. If you need help getting started, credit counseling can help you create an action plan.
Who is eligible for VAREP credit counseling?
All Navy Federal members in the United States are eligible, no matter their military status.
How can I sign up for free credit counseling?
Visit our online portal and fill out an intake form. A VAREP counselor will reach out to you within 48 hours after you submit your inquiry.