Purchase & Balance Transfer Variable
8.99% - 18.0%
Rates are based on creditworthiness and will vary with the market based on the Prime Rate.
Cash Advance APR is variable and up to 2% higher than purchase APR, but will not exceed 18%.
Repayment terms are 2% of outstanding balance or $20, whichever is greater.
1 point per net dollar spent1
Redeem rewards for gift cards or merchandise.
- Rewards Expiration: 4 years from
- Rewards Limit: None
- Start Redeeming: 1,000 points
- 3,500 points for $25 gift card from Applebee's® or Outback Steakhouse®
- 5,000 points for $50 gift card from Best Buy® or Macy's®
- 7,500 points for $75 Navy Federal Visa® Awards Card or The Home Depot® gift card
0.80% of the transaction amount if in U.S. 1% of the transaction amount if must convert to U.S. dollars.
None at NFCU Branch or ATM. $0.50 domestic or
$1.00 foreign at non-NFCU ATMs.
Earn more rewards by shopping with your Navy Federal credit card at Member Mall.
Redeem your Navy Federal credit card rewards.
Simplify how you shop both
in-store and online.
Shop with your Navy Federal credit card at participating merchants. Get discounts.
It's that easy.