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Navy Federal Credit Union

Motorcycle, Boat & Collateral Loan Rates

New & Used Boat Loan Rates

Rates effective as of: February 23, 2017, 1:01 AM EST
Loan Type Up to 36 monthsAPY as low as* 37-72 months APY as low as* 73-180 monthsAPY as low as*

(Click an APY to update the Loan Payment Calculator below.)

New Boat 4.50% 6.70% 7.20%
Used Boat 6.50% 6.75% 7.65%

View Boat Loan Disclosures

*Rates are based on creditworthiness, so your rate may differ.

  • Loan Payment Example:
    New boat loan of $20,000 for three years at 4.50% APR will have a monthly payment of $595.
  • $25,000 minimum amount financed for 61 to 84 months. $30,000 minimum amount financed for over 84 months.
  • Boat and recreational vehicles must be used for recreational purposes only.

New & Used Motorcycle Loan Rates

Rates effective as of: February 23, 2017, 1:01 AM EST
Loan Type Up to 36 monthsAPY as low as* 37-72 months APY as low as* 73-84 monthsAPY as low as*

(Click an APY to update the Loan Payment Calculator below.)

New Motorcycle 5.70% 5.80% 7.05%
Used Motorcycle 7.45% 7.80%

View Motorcycle Loan Disclosures

*Rates are based on creditworthiness, so your rate may differ.

  • Loan Payment Example:
    New motorcycle loan of $15,000 for three years at 5.70% APR will have a monthly payment of $454.
  • New Motorcycle:
    2016, 2017 and 2018 model years with less than 1,000 miles.
  • $25,000 minimum amount financed for 61 to 72 months. $30,000 minimum amount financed for 73 to 84 months.
  • Used Motorcycle:
    Model years 2015 and older, or more than 1,000 miles regardless of title history.
  • $25,000 minimum amount financed for 61 to 72 months.
  • Boat and recreational vehicles must be used for recreational purposes only.

Collateral Loan Rates

Rates effective as of: February 23, 2017, 1:01 AM EST
Loan Type Up to 60 monthsAPY as low as* 61-180 monthsAPY as low as*

(Click an APY to update the Loan Payment Calculator below.)

Collateral Loan 7.35% 7.35%

View Collateral Loan Disclosures

*Rates are based on creditworthiness, so your rate may differ.

  • Loan Payment Example:
    Collateral Loan of $15,000 for three years at 7.35% APR will have a monthly payment of $466.
  • $25,000 minimum amount financed for 61 to 84 months. $30,000 minimum amount financed for over 84 months.
  • Up to 180 months for home improvement on your primary residence.
  • Boat and recreational vehicles must be used for recreational purposes only.
Select a Product/Rate Above to Estimate Monthly Loan Payment
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Please call 1-888-842-6328 to apply for a Boat, Motorcycle or Collateral Loan now!

Vehicle Title Services

  • Mortgages5/5 ARM as low as+
    3.607%APR
  • Auto Loansas low as+
    1.79%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    8.49%APR
  • More Rates