Flexible and Free

If you’re 14-24 years old, get the checking account that has it all. Get up to $120 a year1 in ATM fee rebates, pay no monthly service fee and enjoy no minimum balance requirement.

Open Now Open a Campus Checking Account

Become a Member


  • ATM fee rebates (up to $120 a year)1
  • No monthly service fee
  • No minimum balance requirement

Best For:

  • Members ages 14-24


  • 0.05% APY2
  • 0.05% Dividend Rate

Included With All Navy Federal Checking Accounts


Safe, Secure and Available 24/7

Manage your money on the go with our mobile app*. Quickly and securely check your balance, track spending and more. Lose your debit card? You can freeze it in seconds.

Learn More About the Mobile App


Checking Resources

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Up to $10.00 in ATM fee rebates per statement period.


Rates on variable accounts (e.g., Share Savings, Checking, MMSA) may change after the account is open. This APY is accurate as of 04/02/2021. Fees may reduce earnings.


For Flagship Checking, no monthly service fee if average daily balance is $1,500 or more; $10 if less than $1,500.


Free Active Duty Checking® account includes free personalized traditional checks.