Free Campus Checking

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Flexible and Free

If you’re 14-24 years old, get the checking account that has it all. Get up to $120 a year¹ in ATM fee rebates, pay no monthly service fee and enjoy no minimum balance requirement.

Open Now Open a Campus Checking Account

Become a Member

Features:

ATM fee rebates (up to $120 a year)¹
No monthly service fee
No minimum balance requirement

Best For:

Members ages 14-24

Rates:

0.05% APY²
0.05% Dividend Rate

Terms & Conditions

Included With All Navy Federal Checking Accounts

Navy Federal Debit Card with Zero Liability protection
No monthly service fee³
Dividends credited monthly
Digital banking with Mobile Deposits* and Bill Pay
Checking Protection Options to make sure you’re covered
Free traditional name-only checks⁴ with easy online ordering

Safe, Secure and Available 24/7

Manage your money on the go with our mobile app*. Quickly and securely check your balance, track spending and more. Lose your debit card? You can freeze it in seconds.

Learn More About the Mobile App

Checking Resources

What is Direct Deposit?

Get your pay safely and conveniently.
Learn Moreabout What is Direct Deposit?
Navy Federal Debit Card

Accepted at millions of locations worldwide. Secure and convenient. Activate your debit card today.
Learn Moreabout Navy Federal Debit Card
Switch to Paperless Statements

Reduce waste while increasing your account security. Make the switch to paperless statements.
Learn Moreabout Switch to Paperless Statements

Disclosures

Up to $10.00 in ATM fee rebates per statement period.

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Rates on variable accounts (e.g., Share Savings, Checking, MMSA) may change after the account is open. This APY is accurate as of 10/26/2021. Fees may reduce earnings.

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For Flagship Checking, no monthly service fee if average daily balance is $1,500 or more; $10 if less than $1,500.

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⁴

Free Active Duty Checking® account includes free personalized traditional checks.

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