Free EveryDay Checking Account
Included With All Navy Federal Checking Accounts
- Navy Federal Debit Card with Zero Liability protection
- No monthly service fee2
- Dividends credited monthly
- Digital banking with Mobile Deposits* and Bill Pay
- Checking Protection Options to make sure you’re covered
- Free traditional name-only checks3 with easy online ordering
Bank Smarter Daily
Free Everyday Checking makes it easy to:
- transfer money in minutes with Zelle®4
- monitor spending and pay bills automatically
- track account activity with automatic notifications
Checking Resources
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What is Direct Deposit?
Get your pay safely and conveniently.
Learn Moreabout What is Direct Deposit? -
Navy Federal Debit Card
Accepted at millions of locations worldwide. Secure and convenient. Activate your debit card today.
Learn Moreabout Navy Federal Debit Card -
Switch to Paperless Statements
Reduce waste while increasing your account security. Make the switch to paperless statements.
Learn Moreabout Switch to Paperless Statements
Disclosures
Rates on variable accounts (e.g., Share Savings, Checking, MMSA) may change after the account is open. This APY is accurate as of 11/29/2021. Fees may reduce earnings.
↵For Flagship Checking, no monthly service fee if average daily balance is $1,500 or more; $10 if less than $1,500.
↵Free Active Duty Checking® account includes free personalized traditional checks.
↵Zelle is available to bank account holders in the U.S. only. To receive money in minutes, the recipient's email address or U.S. mobile number must already be enrolled with Zelle. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Note: This service is not intended to replace the current member-to-member transfer options Navy Federal offers. It is available for members who do not have the option to complete an internal transfer or an ACHO (Automated Clearing House Operation) with an account and routing number. Members can also send funds to non-Navy Federal members.
↵The views expressed in the reviews are solely those of the individuals posting them. The testimonials are substantively the words of the individual reviewer, but may have undergone minor clerical revisions to ensure readability, add context, or protect private information. Any imagery displayed is for decorative purposes only and is not necessarily associated with the reviewer.