Free EveryDay Checking Account
Free EveryDay Checking—no minimum deposit
Perfect if you need flexibility and want
to set your finances up for success.
Not yet a member? Check eligibility and apply now.
The Account That Works for You
All the perks you want in a checking account! Whether you’re just starting out or already know your way around your finances—you’re in the right place.
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Unlock Checking That Lets You Earn Money
There’s no minimum balance requirement to earn dividends.
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Manage Your Money Easily, All In One Place
You get access to powerful online budgeting tools.
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Relax Knowing You’re Protected
Get 24/7 account monitoring with state-of-the-art fraud prevention systems.
You Want High-Performance Banking
Take control of your financial future with a robust and personalized experience built around what’s most important to you. All of our checking accounts offer:
- An all-in-one financial view and insights through your personalized dashboard
- Credit monitoring, plus the ability to build credit when you report on-time bill payments
- Lightning-fast direct deposit setup via Truv®
- No monthly service feesFootnote 1 and checking protection options if you overdraw your account
Checking Resources
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Direct Deposit
Get fast access to your paycheck when you have it automatically deposited to your account. It’s simple to set up.
Learn More about Direct Deposit -
Navy Federal Debit Card
Accepted at millions of locations worldwide. Secure and convenient. Activate your debit card today.
Learn More about Navy Federal Debit Card -
Add Money to Your Accounts
Our convenient transfer and deposit options make it easy to put your money where you need it to be.
Learn More about Add Money to Your Accounts
Disclosures
For Flagship Checking, no monthly service fee if average daily balance is $1,500 or more; $10 if less than $1,500.
↵The views expressed in the reviews are solely those of the individuals posting them. The testimonials are substantively the words of the individual reviewer, but may have undergone minor clerical revisions to ensure readability, add context, or protect private information. Any imagery displayed is for decorative purposes only and is not necessarily associated with the reviewer.