Boost Your Savings Potential

Elevate your savings with a Money Market Savings Account (MMSA) or a Jumbo Money Market Savings Account.

  • Grow your earnings with competitive rates
  • Earn more than a standard savings account
  • Access your money with checks and via ATMs
  • Earn dividends with a minimum balance of $2,500

APY as high as

1.25%1

Term

None

Explore Our Accounts

Money Market Savings Account

Take advantage of higher dividends in exchange for a minimum balance of $2,5002 or more.

Minimum Deposit APY1
$0 to $9,999 0.70%
$10,000 to $24,999 0.75%
$25,000 to $49,999 0.80%
$50,000 and over 0.85%

Rates as of March 31, 2020 ET

Rates apply to the entire balance, not just the amount over the tier threshold

Monthly compounded, monthly credited

Open a Money Market Savings Account Now

Jumbo Money Market Savings Account

Earn Jumbo dividend rates on account balances of $100,000 or more.

Minimum Deposit APY1
$0 to $99,999 0.25%
$100,000 to $249,999 1.15%
$250,000 and over 1.25%

Rates as of March 31, 2020 ET

Rates apply to the entire balance, not just the amount over the tier threshold

Monthly compounded, monthly credited

Open a Jumbo Money Market Savings Account Now

Money Market Savings Account Basics

MMSAs are an easy way to earn more than a basic savings account and still have all the same benefits—including easy access to your money and the ability to write checks.

Learn More Learn more about Money Market Savings Accounts.

Compare Savings Options

Choose the savings option that will help you reach your goals.

Savings Account MMSA & Jumbo MMSA Certificate

Save on your terms while still earning dividends.

  • No minimum balance to earn dividends
  • Access your money anytime
  • Add money regularly, automatically

Earn more than a standard savings account (balance of $2,500 or more).

  • Enjoy higher earnings with higher account balances
  • Access your money through checks, ATM withdrawals
  • Add money regularly, automatically

Set aside money to earn at a higher rate than a savings account.

  • Earn guaranteed returns
  • Select from a variety of terms, great for short- or long-term saving
  • Flexible minimum deposit amounts that work for you

Want More Information About Saving?

Explore our resources at Navy Federal's Savings Learning Center.

Learn More Visit the Savings Learning Center.

Savings Resources

View More Savings Resources

Disclosures

1 Rates on variable accounts (e.g., Share Savings, Checking, MMSA) may change after the account is open. This APY is accurate as of 03/31/2020. Fees may reduce earnings.

2 Funds in Money Market Savings Accounts (MMSAs) with balances below $2,500 will not earn dividends for each day they remain below the minimum.