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Navy Federal Financial Group, LLC and Navy Federal Investment Services are wholly owned subsidiaries of Navy Federal Credit Union.

Navy Federal Investment Services (NFIS) Disclosure:

Navy Federal Financial Group, LLC (NFFG) is a licensed insurance agency. Nondeposit investments, brokerage and advisory products are only sold through Navy Federal Investment Services, LLC (NFIS), a member of FINRA/SIPC and an SEC-registered investment advisory firm. NFIS is a wholly owned subsidiary of NFFG. Insurance products are offered through NFFG and NFIS. These products are not NCUA/NCUSIF or otherwise federally insured, are not guaranteed or obligations of Navy Federal Credit Union (NFCU), are not offered, recommended, sanctioned or encouraged by the Federal Government, and may involve investment risk, including possible loss of principal. Deposit products and related services are provided by NFCU. Financial Advisors are employees of NFFG, and they are employees and registered representatives of NFIS. NFIS and NFFG are affiliated companies under the common control of NFCU. Call 1-877-221-8108 for further information. Navy Mutual Aid Association, Covr Financial Technologies, LLC / MFG Group, Inc., and TruStage Insurance are not owned by Navy Federal Financial Group, LLC or Navy Federal Credit Union. Life insurance coverages are written through non-affiliated insurance companies. Trust Services available through MEMBERS Trust Company. 1-855-358-7878.

Retirement Plan Disclosure:

Navy Federal Investment Services Client Relationship Summary:

Regulation Best Interest Disclosure Document

SMS/MMS Text Messaging Disclosure

  • Message and data rates may apply. The frequency, timing and content of messages vary depending on account circumstances.
  • NFIS respects your right to privacy. The NFCU Privacy Policy may be accessed from the following webpage: https://www.navyfederal.org/policy/privacy.html
  • To stop receiving SMS or MMS messages you have previously authorized to receive, please notify your representative or contact the NFIS Investment Advisory Center by phone at 1-877-221-8108.
  • Electronic messages cannot be used for trade instructions. To request, authorize or affect the purchase or sale of an investment through NFIS, please contact your representative directly by phone or in person or the NFIS Investment Advisory Center by phone at 1-877-221-8108.
  • NFIS representatives do not provide tax or legal advice. Communications are not intended as tax or legal advice and should not be relied upon for the same. For specific tax or legal guidance, always consult with a qualified professional.
  • For the avoidance of ambiguity, NFIS has disabled emoji icons for business text communications. Any emoji icon included in a text will not be received by NFIS.
  • NFIS business text communications are intended for an individual recipient. As a result, group texting capabilities have been disabled.

SEC Rule 606 Disclosures

Navy Federal Investment Services (NFIS) routes all its SEC Rule 606 eligible orders to its clearing firms. Digital Investor accounts are routed to Drivewealth, LLC. NFIS does not receive any payment for order flow from the venues listed in this disclosure.

Advisor led accounts are routed to Pershing LLC, via our relationship with CUSO Financial Services. NFIS does not receive any payment for order flow from the venues listed in this disclosure. NFIS’ orders can be found at https://www.orderroutingdisclosure.com by searching for CUSO Financial Services. 

For additional information about Pershing LLC’s payment for order flow practices, please see Pershing’s SEC Rule 606 disclosure.

Other Disclosures

Awards & Recognition

USA Today – Best Financial Advisory Firms 2025

USA Today in conjunction with Statista created and tabulated this rating. No compensation has been provided directly or indirectly by Navy Federal Investment Services, LLC, in connection with obtaining or using this USA Today ranking.
The ranking of the best registered investment advisory firms (“RIA Firms”) is based on two dimensions: recommendations by clients, industry experts and financial advisors, and our firm’s development of Assets under Management (AUM).

Read the full list on the USA Today website.

About the USA Today Ranking
Methodology

Recommendations were collected via an independent survey among over 30,000 individuals. Clients, industry experts, and financial advisors working for an RIA firm could recommend the RIA firms they find commendable. Self-recommendations were prohibited and were therefore not included in the evaluation.

AUM development was analyzed both in the short- and long-term using publicly available data. Short-term AUM development was calculated over a twelve-month period from January 2024 to January 2025, while long-term development spanned a five-year period from 2020 to 2025.

The final score was calculated by weighting recommendations at 20% and AUM development at 80%. Within the AUM growth metric, short-term and long-term growth were each weighted 30/70. The 500 RIA firms with the highest score were awarded as USA TODAY’s Best Financial Advisory Firms.

Scoring Model

Through various channels, financial advisors working for an RIA firm, as well as their clients and industry experts were invited to participate in the surveys by USA TODAY and Statista.

Based on the results of the surveys a recommendation score* was calculated for each firm, contributing 20% to the final score.
Leveraging data from the SEC IAPD regulatory database up to January 2025, short-term (twelve-month period) and long-term (five-year period) Assets under Management (AUM) development were analyzed and weighted at a ratio of 30/70 to calculate an AUM development score, accounting for 80% of the final score.

The final score was calculated as follows: 20% x recommendation score + 80% x AUM development score = final score

*Survey results from the past two years were included in the calculation with a reduced weighting.

Requirements

To be recognized as one of USA TODAY’s Best Financial Advisory Firms the following requirements had to be met:

  1. The firm is registered as an RIA firm with the SEC or at state level for at least one year
  2. The firm has a principal office in the United States
  3. The firm has a clean disciplinary record
  4. The firm offers financial planning services or portfolio management for individuals and/or small businesses
  5. The firm’s AUM must be greater than $500,000
  6. The firm achieved an overall score among the top 500

Note: Information based on data points from the Securities and Exchange Commission (SEC) IAPD regulatory database collected up to January 2025.

Disclaimer of Liability

The selection of the firms and the definition of the evaluation criteria were based on independent journalistic criteria of USA TODAY and Statista. The evaluation was carried out by the statistics and market research company Statista. USA TODAY and Statista make no claim to the completeness of the firms examined. The ranking only includes firms that qualify according to the criteria described in this document. A position in the ranking is a positive recognition based on research of publicly available data sources at the time and extensive surveys. In addition, events after February 13, 2025, were no longer considered in the analysis. As such, the results of this list should not be used as the sole source of information for future deliberations. The information provided through this top list should rather be considered in conjunction with other available information about a financial advisory firm. The quality of financial advisory firms that are not included in the ranking is not disputed.

USA Today – America’s Most Trusted Brands

USA Today in conjunction with Plant -A Insights Group created and tabulated this rating. No compensation has been provided directly or indirectly by Navy Federal Investment Services, LLC in connection with obtaining or using this USA Today rating.

About the USA Today Ranking

USA Today and Plant-A partnered to recognize America’s Most Trusted Brands.

America’s Most TRUSTED Brands 2025” recognizes the brands in the United States that consumers trust most, based on a range of relevant metrics. Our study involved an assessment of publicly accessible data, and a large-scale confidential online survey conducted among U.S. consumers.

The interviewed consumers provided insights and assessments about the brands overall as well as how much they trust each brand based on five vital brand trust categories. They only evaluated brands they have used in the past / are personally familiar with, ensuring that our results are grounded in real-world consumer experiences.

We interviewed >24,000 consumers and collected over 359,000 comprehensive brand reviews. This makes America’s Most Trusted Brands 2025 one of America’s largest independent brand trust studies.

Rankings Placement

Placement in the rankings is a positive recognition based on research of publicly available data sources as well as consumer surveys from the time period in question.

Intellectual Property Rights

The rankings are based on proprietary market research methodology, survey questionnaires and underlying data owned by Plant-A. The rankings lists and published articles are owned by Gannett and subject to copyright protection. Unauthorized use of any of these materials, including but not limited to the publication, reproduction, modification, distribution, transmission, or display of any material without the prior written consent of Plant-A and Gannett, is strictly prohibited.

Nature of the Rankings

The rankings data are prepared by Plant-A based on primary and secondary market research that includes publicly available data and specific data provided directly to Plant-A. These rankings are published by Gannett/USA Today and are provided solely for informational purposes, not as financial or business guidance or professional advice and should not be relied on.

Data and Periodicity

The rankings are generated from data sources deemed reliable and are formed based on a methodological analysis of such data spanning the last 12 months. They are inherently a reflection of historical data and may not include subsequent developments, unforeseen events, or additional data not covered during the research period. Historical performance is not an indication of future performance.

No Endorsement or Quality Assurance: Neither Plant-A nor Gannett endorses nor validates the business practices or the standing of the ranked companies. The inclusion or exclusion of any company in the rankings should not be used as a basis for investment, business, or other decisions. All decisions based on any information presented in the rankings should be made in conjunction with other available information and independent advice.

Disclaimer of Liability

Each of Plant-A and Gannett, and their affiliates, and their respective officers, directors, employees, and agents (collectively, the "Released Parties") disclaim all liability and responsibility for any errors or omissions in the rankings or for any actions taken based on the contents of the rankings publication. Neither Plant-A nor Gannett is making any representation or warranty as to the information provided in the rankings or its use. Neither Plant-A nor Gannett guarantees the completeness or accuracy of the information contained in the rankings. To the maximum extent permitted under applicable law, by accessing, using, or relying upon the rankings, you waive all claims and have no recourse against the Released Parties for any alleged or actual violation or infringement of any rights of any party, including privacy rights, proprietary rights, intellectual property rights, rights of publicity, rights of credit for material or ideas, or any other rights, including the right to approval of uses such as copy that may be deemed to be distorted, derogatory, or offensive. If any portion of this disclaimer is held invalid or unenforceable, the remainder of the disclaimer shall nonetheless remain in full force and effect to the maximum extent permitted by law.  

Testimonials

Trustpilot

This member did not receive any compensation from Navy Federal in exchange for their testimonial. This member experience may not be representative of the experience of other customers. There is no guarantee of future performance or success.