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Navy Federal Financial Group, LLC and Navy Federal Investment Services are wholly owned subsidiaries of Navy Federal Credit Union.

Navy Federal Investment Services (NFIS) Disclosure:

Navy Federal Financial Group, LLC (NFFG) is a licensed insurance agency. Nondeposit investments, brokerage and advisory products are only sold through Navy Federal Investment Services, LLC (NFIS), a member of FINRA/SIPC and an SEC-registered investment advisory firm. NFIS is a wholly owned subsidiary of NFFG. Insurance products are offered through NFFG and NFIS. These products are not NCUA/NCUSIF or otherwise federally insured, are not guaranteed or obligations of Navy Federal Credit Union (NFCU), are not offered, recommended, sanctioned or encouraged by the Federal Government, and may involve investment risk, including possible loss of principal. Deposit products and related services are provided by NFCU. Financial Advisors are employees of NFFG, and they are employees and registered representatives of NFIS. NFIS and NFFG are affiliated companies under the common control of NFCU. Call 1-877-221-8108 for further information. Navy Mutual Aid Association, Covr Financial Technologies, LLC / MFG Group, Inc., and TruStage Insurance are not owned by Navy Federal Financial Group, LLC or Navy Federal Credit Union. Life insurance coverages are written through non-affiliated insurance companies. Trust Services available through MEMBERS Trust Company. 1-855-358-7878.

Retirement Plan Disclosure:

Navy Federal Investment Services Client Relationship Summary:

Regulation Best Interest Disclosure Document

SMS/MMS Text Messaging Disclosure

  • Message and data rates may apply. The frequency, timing and content of messages vary depending on account circumstances.
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SEC Rule 606 Disclosures

Navy Federal Investment Services (NFIS) routes all its SEC Rule 606 eligible orders to its clearing firms. Digital Investor accounts are routed to Drivewealth, LLC. NFIS does not receive any payment for order flow from the venues listed in this disclosure.

Advisor led accounts are routed to Pershing LLC, via our relationship with CUSO Financial Services. NFIS does not receive any payment for order flow from the venues listed in this disclosure. NFIS’ orders can be found at https://www.orderroutingdisclosure.com by searching for CUSO Financial Services. 

For additional information about Pershing LLC’s payment for order flow practices, please see Pershing’s SEC Rule 606 disclosure.

Other Disclosures

Awards & Recognition

Newsweek

The ranking was given on November 19, 2024, and was based on data taken from Navy Federal Investment Services’ SEC filings as of September 2024.  Newsweek in conjunction with Plant -A Insights Group created and tabulated this rating. No compensation has been provided directly or indirectly by Navy Federal Investment Services, LLC in connection with obtaining or using this Newsweek rating.

Read the full list on Newsweek’s website.

About the Newsweek Ranking
Methodology

Plant-A Insights Group and Newsweek have partnered to identify America's Top Financial Advisory Firms 2025. We analyzed over 15,000 Financial advisories registered with the SEC, and then applied the following methodology to identify the best of the best.

We began by shortlisting firms with more than $20 million assets under management (AUM), a minimum of 3 wealth advisors, at least 5 individual clients, and at least two years of SEC registration. Firms were also screened for clean disciplinary records and availability of portfolio management services to individual investors. These shortlisted firms were then analyzed and scored based on the following factors:

  • Asset Performance: Growth in assets under management indicates both financial performance and the health of a firm's client base, the cornerstones of advisory excellence. We include both short-term (Sept 2024 vs Sept 2023) and long-term (CAGR Sept 2019 to Sept 2024) measures of asset growth in our scoring model.
  • Client Performance: Great advisories retain their clients and attract new ones. We again include both short and long-term measures of client base growth/shrinkage for short term (Sept 2024 vs Sept 2023) and long term (CAGR Sept 2019 to Sept 2024).
  • Adviser Expertise and Client Ratio: We include measures that capture the credentialed expertise of each firm as well as their client-to-adviser ratio.
  • Breadth of service offerings: Great firms offer a bundle of related services for their investors. We considered the number of other wealth advisory services in our scoring model, such as financial planning services and pension consulting services.
  • Conflicts of interests: The best advisories work to prevent conflicts of interest; firms with conflicts of interests are penalized in the scoring model.

We calculate a score for each firm. The top 750 Financial Advisory Firms have been recognized as America's Top Financial Advisory Firms 2025. The performance of firms not included in the ranking is not disputed.

Rankings Placement

Placement in the Rankings (defined below) is a positive recognition based on research of publicly available data sources from the time period in question. Newsweek and Plant-A Insights make no claim to the completeness of the firms examined.

Intellectual Property Rights

All content within the rankings ("Rankings") is the exclusive property of Plant-A Insights Group LLC ("Plant-A"). This work, including all data, analyses, and derived rankings, is copyrighted under United States and international copyright laws. Unauthorized use, including but not limited to the publication, reproduction, modification, distribution, transmission, or display of any material without the prior written consent of Plant-A, is strictly prohibited.

Nature of the Rankings

The Rankings are prepared by Plant-A and reflect an editorial content piece, based on secondary market research. This includes publicly available data and specific data provided directly to Plant-A. These Rankings are published in conjunction with Newsweek and should be viewed as an editorial work, not as definitive financial or business guidance. The ranking only includes firms that qualify according to the criteria described in this document.

Data Accuracy and Periodicity

The Rankings are generated from Investment Adviser Information Reports data sourced from SEC for the month of September 2024. They are inherently a reflection of historical data and may not include subsequent developments, unforeseen events, or additional data not covered during the research period. The results of this ranking should not be used as sole source of information for future deliberation. The information provides through this list should rather be considered in conjunction with other available information about the financial advisory firm. The quality of financial advisory firms that are not included in the ranking is not disputed.

No Endorsement or Quality Assurance

Plant-A does not endorse nor validate the business practices or the standing of the ranked companies. The inclusion or exclusion of any company in the Rankings should not be used as a basis for Financial, business, or other decisions. All decisions based on any information presented in the Rankings should be made in conjunction with other available information and independent advice.

Disclaimer of Liability

Plant-A, its subsidiaries, and their respective officers, directors, employees, and agents (collectively, the "Plant-A Parties") disclaim all liability and responsibility for any errors or omissions in the Rankings or for any actions taken based on the contents of this publication. Neither Plant-A nor Newsweek guarantees the completeness or accuracy of the information contained in the Rankings.

By accessing, using, or relying upon the Rankings, you waive all claims and have no recourse against Plant-A Parties for any alleged or actual infringements of any rights of any party, including privacy rights, proprietary rights, intellectual property rights, rights of publicity, rights of credit for material or ideas, or any other rights, including the right to approval of uses such as copy that may be deemed to be distorted, derogatory, or offensive.

This disclaimer is intended to be as broad and inclusive as permitted under the law. If any portion hereof is held invalid or unenforceable, the remainder of the disclaimer shall nonetheless remain in full force and effect. This disclaimer constitutes the entire agreement between you and Plant-A regarding the use of the Rankings.

USA Today – Best Financial Advisory Firms 2025

USA Today in conjunction with Statista created and tabulated this rating. No compensation has been provided directly or indirectly by Navy Federal Investment Services, LLC, in connection with obtaining or using this USA Today ranking.
The ranking of the best registered investment advisory firms (“RIA Firms”) is based on two dimensions: recommendations by clients, industry experts and financial advisors, and our firm’s development of Assets under Management (AUM).

Read the full list on the USA Today website.

About the USA Today Ranking
Methodology

Recommendations were collected via an independent survey among over 30,000 individuals. Clients, industry experts, and financial advisors working for an RIA firm could recommend the RIA firms they find commendable. Self-recommendations were prohibited and were therefore not included in the evaluation.

AUM development was analyzed both in the short- and long-term using publicly available data. Short-term AUM development was calculated over a twelve-month period from January 2024 to January 2025, while long-term development spanned a five-year period from 2020 to 2025.

The final score was calculated by weighting recommendations at 20% and AUM development at 80%. Within the AUM growth metric, short-term and long-term growth were each weighted 30/70. The 500 RIA firms with the highest score were awarded as USA TODAY’s Best Financial Advisory Firms.

Scoring Model

Through various channels, financial advisors working for an RIA firm, as well as their clients and industry experts were invited to participate in the surveys by USA TODAY and Statista.

Based on the results of the surveys a recommendation score* was calculated for each firm, contributing 20% to the final score.
Leveraging data from the SEC IAPD regulatory database up to January 2025, short-term (twelve-month period) and long-term (five-year period) Assets under Management (AUM) development were analyzed and weighted at a ratio of 30/70 to calculate an AUM development score, accounting for 80% of the final score.

The final score was calculated as follows: 20% x recommendation score + 80% x AUM development score = final score

*Survey results from the past two years were included in the calculation with a reduced weighting.

Requirements

To be recognized as one of USA TODAY’s Best Financial Advisory Firms the following requirements had to be met:

  1. The firm is registered as an RIA firm with the SEC or at state level for at least one year
  2. The firm has a principal office in the United States
  3. The firm has a clean disciplinary record
  4. The firm offers financial planning services or portfolio management for individuals and/or small businesses
  5. The firm’s AUM must be greater than $500,000
  6. The firm achieved an overall score among the top 500

Note: Information based on data points from the Securities and Exchange Commission (SEC) IAPD regulatory database collected up to January 2025.

Disclaimer of Liability

The selection of the firms and the definition of the evaluation criteria were based on independent journalistic criteria of USA TODAY and Statista. The evaluation was carried out by the statistics and market research company Statista. USA TODAY and Statista make no claim to the completeness of the firms examined. The ranking only includes firms that qualify according to the criteria described in this document. A position in the ranking is a positive recognition based on research of publicly available data sources at the time and extensive surveys. In addition, events after February 13, 2025, were no longer considered in the analysis. As such, the results of this list should not be used as the sole source of information for future deliberations. The information provided through this top list should rather be considered in conjunction with other available information about a financial advisory firm. The quality of financial advisory firms that are not included in the ranking is not disputed.

USA Today – America’s Best Customer Service

USA Today in conjunction with Plant -A Insights Group created and tabulated this rating. No compensation has been provided directly or indirectly by Navy Federal Investment Services, LLC in connection with obtaining or using this USA Today rating.

Read the full list on the USA Today website.

About the USA Today Ranking

USA Today and Plant-A Partnered to recognize the Leaders in Customer Service

“America’s BEST Customer Service 2025” recognizes the service providers, brick & mortar and online retailers in the United States that provide the best customer service, based on a range of relevant metrics from the perspective of customers. Our study involved an assessment of publicly accessible data, and a large-scale confidential online survey conducted among U.S. customers.

The interviewed customers provided insights and assessments on the overall customer experience as well as the actual quality of customer service across seven categories that are shaping the customer journey. They only evaluated companies they had personal experience with in the past three years, thus ensuring that our results are grounded in real-world customer experiences.

We interviewed >67,000 customers and collected over 687,000 comprehensive company reviews. This makes America’s Best Customer Service 2025 one of America’s largest independent customer experience studies. The study is designed to be demographically representative, aligning with U.S. Census Data. Data collection took place from October 2024 and December 2024 and January 2024 and March 2024.

Rankings Placement

Placement in the rankings is a positive recognition based on research of publicly available data sources as well as consumer surveys from the time period in question.

Intellectual Property Rights

The rankings are based on proprietary market research methodology, survey questionnaires and underlying data owned by Plant-A. The rankings lists and published articles are owned by Gannett and subject to copyright protection. Unauthorized use of any of these materials, including but not limited to the publication, reproduction, modification, distribution, transmission, or display of any material without the prior written consent of Plant-A and Gannett, is strictly prohibited.

Nature of the Rankings

The rankings data are prepared by Plant-A based on primary and secondary market research that includes publicly available data and specific data provided directly to Plant-A. These rankings are published by Gannett/USA Today and are provided solely for informational purposes, not as financial or business guidance or professional advice and should not be relied on.

Data and Periodicity

The rankings are generated from data sources deemed reliable and are formed based on a methodological analysis of such data spanning the last 12 months. They are inherently a reflection of historical data and may not include subsequent developments, unforeseen events, or additional data not covered during the research period. Historical performance is not an indication of future performance.

No Endorsement or Quality Assurance: Neither Plant-A nor Gannett endorses nor validates the business practices or the standing of the ranked companies. The inclusion or exclusion of any company in the rankings should not be used as a basis for investment, business, or other decisions. All decisions based on any information presented in the rankings should be made in conjunction with other available information and independent advice.

Disclaimer of Liability

Each of Plant-A and Gannett, and their affiliates, and their respective officers, directors, employees, and agents (collectively, the "Released Parties") disclaim all liability and responsibility for any errors or omissions in the rankings or for any actions taken based on the contents of the rankings publication. Neither Plant-A nor Gannett is making any representation or warranty as to the information provided in the rankings or its use. Neither Plant-A nor Gannett guarantees the completeness or accuracy of the information contained in the rankings. To the maximum extent permitted under applicable law, by accessing, using, or relying upon the rankings, you waive all claims and have no recourse against the Released Parties for any alleged or actual violation or infringement of any rights of any party, including privacy rights, proprietary rights, intellectual property rights, rights of publicity, rights of credit for material or ideas, or any other rights, including the right to approval of uses such as copy that may be deemed to be distorted, derogatory, or offensive. If any portion of this disclaimer is held invalid or unenforceable, the remainder of the disclaimer shall nonetheless remain in full force and effect to the maximum extent permitted by law.

USA Today – America’s Most Trusted Brands

USA Today in conjunction with Plant -A Insights Group created and tabulated this rating. No compensation has been provided directly or indirectly by Navy Federal Investment Services, LLC in connection with obtaining or using this USA Today rating.

About the USA Today Ranking

USA Today and Plant-A partnered to recognize America’s Most Trusted Brands.

America’s Most TRUSTED Brands 2025” recognizes the brands in the United States that consumers trust most, based on a range of relevant metrics. Our study involved an assessment of publicly accessible data, and a large-scale confidential online survey conducted among U.S. consumers.

The interviewed consumers provided insights and assessments about the brands overall as well as how much they trust each brand based on five vital brand trust categories. They only evaluated brands they have used in the past / are personally familiar with, ensuring that our results are grounded in real-world consumer experiences.

We interviewed >24,000 consumers and collected over 359,000 comprehensive brand reviews. This makes America’s Most Trusted Brands 2025 one of America’s largest independent brand trust studies.

Rankings Placement

Placement in the rankings is a positive recognition based on research of publicly available data sources as well as consumer surveys from the time period in question.

Intellectual Property Rights

The rankings are based on proprietary market research methodology, survey questionnaires and underlying data owned by Plant-A. The rankings lists and published articles are owned by Gannett and subject to copyright protection. Unauthorized use of any of these materials, including but not limited to the publication, reproduction, modification, distribution, transmission, or display of any material without the prior written consent of Plant-A and Gannett, is strictly prohibited.

Nature of the Rankings

The rankings data are prepared by Plant-A based on primary and secondary market research that includes publicly available data and specific data provided directly to Plant-A. These rankings are published by Gannett/USA Today and are provided solely for informational purposes, not as financial or business guidance or professional advice and should not be relied on.

Data and Periodicity

The rankings are generated from data sources deemed reliable and are formed based on a methodological analysis of such data spanning the last 12 months. They are inherently a reflection of historical data and may not include subsequent developments, unforeseen events, or additional data not covered during the research period. Historical performance is not an indication of future performance.

No Endorsement or Quality Assurance: Neither Plant-A nor Gannett endorses nor validates the business practices or the standing of the ranked companies. The inclusion or exclusion of any company in the rankings should not be used as a basis for investment, business, or other decisions. All decisions based on any information presented in the rankings should be made in conjunction with other available information and independent advice.

Disclaimer of Liability

Each of Plant-A and Gannett, and their affiliates, and their respective officers, directors, employees, and agents (collectively, the "Released Parties") disclaim all liability and responsibility for any errors or omissions in the rankings or for any actions taken based on the contents of the rankings publication. Neither Plant-A nor Gannett is making any representation or warranty as to the information provided in the rankings or its use. Neither Plant-A nor Gannett guarantees the completeness or accuracy of the information contained in the rankings. To the maximum extent permitted under applicable law, by accessing, using, or relying upon the rankings, you waive all claims and have no recourse against the Released Parties for any alleged or actual violation or infringement of any rights of any party, including privacy rights, proprietary rights, intellectual property rights, rights of publicity, rights of credit for material or ideas, or any other rights, including the right to approval of uses such as copy that may be deemed to be distorted, derogatory, or offensive. If any portion of this disclaimer is held invalid or unenforceable, the remainder of the disclaimer shall nonetheless remain in full force and effect to the maximum extent permitted by law.  

Testimonials

Trustpilot

This member did not receive any compensation from Navy Federal in exchange for their testimonial. This member experience may not be representative of the experience of other customers. There is no guarantee of future performance or success.