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Car Buying, Fully Loaded

From start to finish, Navy Federal has everything you need to finance, buy, research, protect and enjoy your next car.

Whenever you’re ready, you can find resources and guidance to help you make a wise car-buying decision. Plus, you'll get a great deal all-around—excellent loan rate and car price, vehicle history reports, plus discounts on insurance and in-car entertainment packages. You can feel more relaxed as you buy your next car, knowing we've got the options you want—all in one place.

Low-Rate Auto Loans With Decisions in Seconds

Save money with a low-rate car loan for new and used vehicles.1  Get preapproved to speed up the process and know how much car you can afford. Decisions in seconds!

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Learn More about new and used auto loans

Our Car Buying Partners

Compare top brands and see what others paid for the car you want. Members save thousands off MSRP, plus receive additional special offers on select vehicles.2

Get Started with TrueCar

Get up to 2 free CARFAX Vehicle History Reports™ with your Navy Federal auto loan preapproval (a $40 value for each).3 By knowing more about the history of a used car, you could avoid costly issues down the road.

Get Started with CARFAX Vehicle History Reports™

You could save money when you protect your new car with GEICO auto insurance. Plus, you could benefit from additional military discounts.4

Get Started with GEICO

Make your drive sound better with a 3-month trial subscription to the SiriusXM Platinum Plan (an $80 value)5—in addition to military discounts on subscriptions.

Get Started with SiriusXM



Credit and collateral subject to approval.


Between 1/1/20 and 12/31/20, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $3,552. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.


Two CARFAX Vehicle History Reports™ may be accessed while your auto loan preapproval through Navy Federal remains open. If you do not obtain a preapproval, a CARFAX Vehicle History Report™ will be sent to you for the used vehicle you finance with Navy Federal. Offer may expire at any time. It is intended for personal use only and may not be used for commercial purposes. Navy Federal Credit Union is in no way responsible for the accuracy of the CARFAX Vehicle History Reports™. Access to CARFAX Vehicle History Reports™ is subject to CARFAX consumer Terms and Conditions. CARFAX reserves the right to take appropriate action for the misuse of this offer. CARFAX is a registered trademark of CARFAX, Inc. CARFAX Vehicle History products and services are based only on information supplied to CARFAX. CARFAX does not have the complete history of every vehicle. Use the CARFAX search as one important tool, along with a vehicle inspection and test drive, to make a better decision about your next used car.


Some discounts, coverages, payment plans, and features are not available in all states or in all GEICO companies. GEICO contracts with various membership entities and other organizations, but these entities do not underwrite the offered insurance products. GEICO may not be involved in a formal relationship with each organization; however, you still may qualify for a special discount based on your membership, employment or affiliation with those organizations. Discount amount varies in some states. One group discount applicable per policy. In New York, a premium reduction is available. Coverage is individual. In return for this endorsement, Navy Federal Credit Union does receive some compensation. All program expenses are paid by GEICO. Insurance products are not federally insured, are not obligations of the credit union, and are not guaranteed by the credit union or any affiliated entity. Motorcycle and ATV coverages are underwritten by GEICO Indemnity Company. Motorcycle insurance is not available in all states. Overseas insurance is provided through International Insurance Underwriters, representing AIG Europe and AIG Limited.

GEICO is a registered service mark of Government Employees Insurance Company, Washington, D.C. 20076; a Berkshire Hathaway Inc. subsidiary.


Activate your 3-Month Platinum Plan trial subscription (a $21.99/mo. value) plus get free activation (a $15 value). Your SiriusXM service will automatically stop at the end of the stated trial subscription term unless you decide to subscribe. If you decide to continue service, the paid subscription plan you choose will automatically renew and you will be charged the rate in effect at that time according to your chosen payment method. Fees and taxes apply. Please see SiriusXM's Customer Agreement and Privacy Policy at for complete terms and how to cancel, which includes online methods or calling SiriusXM at 1-866-635-2349. By registering for a trial subscription, SiriusXM may contact you at the registration information provided with special offers from time to time. You may always change your contact preferences with SiriusXM. All fees, content and features are subject to change. This offer cannot be combined with any other and may be modified or terminated at any time. Ineligible vehicles include those without factory-installed satellite radio and those with active or recently active SiriusXM subscriptions or trial subscriptions. Trial subscription terms of service subject to change. Satellite and streaming lineups vary.