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Car Buying, Fully Loaded

From start to finish, Navy Federal has everything you need to finance, buy, research, protect and enjoy your next car.

Whenever you’re ready, you can find resources and guidance to help you make a wise car-buying decision. Plus, you could get a great deal all-around—excellent loan rate and car price, vehicle history reports, and member benefits on insurance and in-car entertainment packages. You can feel more relaxed as you buy your next car, knowing we've got the options you want—all in one place.

Great-Rate Auto Loans With Decisions in Seconds

You could save money with a great rate on a car loan for new and used vehicles.1  Get preapproved to speed up the process and know how much car you can afford. Decisions in seconds, in most cases!

Apply Now

Learn More about new and used auto loans

Your Car Buying Team

Shop online, compare top brands and see what others paid for the car you want. You can see upfront price offers and receive additional special offers on select vehicles. 

Get Started with TrueCar

Get up to 2 free CARFAX Vehicle History Reports™ with your Navy Federal auto loan preapproval (a $45 value for each).2 By knowing more about the history of a used car, you could avoid costly issues down the road.

Get Started with CARFAX Vehicle History Reports™

Navy Federal members could save with a special member benefit on auto insurance from Liberty Mutual®.3

Get Started with Liberty Mutual

Make your drive sound better with a 3-month SiriusXM trial subscription4—in addition to military discounts on
future subscriptions.

Get Started with SiriusXM

More Resources

Get a Discount on Rental Cars

Do you need to rent a vehicle while your car is in the shop? Navy Federal Credit Union members receive a discount at Enterprise Rent-A-Car.

Save When You Rent

Protect Yourself If Your Car Is Totaled

Guaranteed Asset Protection (GAP) could cover the difference between your outstanding loan balance and the value of your vehicle if your car is totaled or stolen.5

Explore GAP



Credit and collateral subject to approval.


Two CARFAX Vehicle History Reports™ may be accessed while your auto loan preapproval through Navy Federal remains open. If you do not obtain a preapproval, a CARFAX Vehicle History Report™ will be sent to you for the used vehicle you finance with Navy Federal. Offer may expire at any time. It is intended for personal use only and may not be used for commercial purposes. Navy Federal Credit Union is in no way responsible for the accuracy of the CARFAX Vehicle History Reports™. Access to CARFAX Vehicle History Reports™ is subject to CARFAX consumer Terms and Conditions. CARFAX reserves the right to take appropriate action for the misuse of this offer. CARFAX is a registered trademark of CARFAX, Inc. CARFAX Vehicle History products and services are based only on information supplied to CARFAX. CARFAX does not have the complete history of every vehicle. Use the CARFAX search as one important tool, along with a vehicle inspection and test drive, to make a better decision about your next used car.


Liberty Mutual Insurance is made available to Navy Federal Credit Union members through TruStage™. Auto and Home Insurance Products are issued by Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116 USA. © 2024 Liberty Mutual Insurance. In Texas, coverage provided and underwritten by Liberty County Mutual Insurance Company, 7900 Windrose Avenue, Plano, TX 75024. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Coverages and features not available in all states. Discounts are not available in all states and discounts vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by Navy Federal Credit Union. Navy Federal Credit Union is in no way responsible for any products or services provided by or through TruStage, Liberty Mutual or their affiliates, subsidiaries, and insurance company partners. Navy Federal Credit Union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency, LLC. © TruStage 



Activate your trial subscription plus get free activation. Your SiriusXM service will automatically stop at the end of the stated trial subscription term, unless you decide to subscribe. If you decide to continue service, the paid subscription plan you choose will automatically renew and you will be charged the rate in effect at that time, according to your chosen payment method. Fees and taxes apply. Please see SiriusXM's Customer Agreement and Privacy Policy at for complete terms and how to cancel, which includes online methods or calling SiriusXM at 1-866-635-2349. By registering for a trial subscription, SiriusXM may contact you at the registration information provided with special offers from time to time. You may always change your contact preferences with SiriusXM. All fees, content, and features are subject to change. This offer cannot be combined with any other and may be modified or terminated at any time. Ineligible vehicles include those without factory-installed satellite radio and those with active or recently active SiriusXM subscriptions or trial subscriptions. Trial subscription terms of service subject to change. Satellite and streaming lineups vary.


Your purchase of Guaranteed Asset Protection (GAP) is optional. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with Navy Federal. You may choose to pay the fee in a single lump sum or you may finance it into your loan, which would increase the cost (NOTE: California Active Duty and Active Reserve Duty servicemembers cannot finance the fee). If you cancel your optional GAP coverage within 60 days of enrollment, you will receive a full refund of any fees. Additional information will be provided to you, which will include a copy of the GAP Agreement and Disclosure (NFCU23A) containing the terms of the plan. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under the plan. You should carefully review the additional information for a full explanation of terms.