Adding an Authorized User to Your Credit Card
You can add your spouse, child, family member or anyone else to your credit card account.Footnote 1
It's safe, secure and convenient, and it should take only a few minutes. Add up to 4 authorized users to your account—each user will receive their own card with a unique card number. They'll have the ability to make purchases using the account.
Here's What You'll Need
- Access Number (if adding a Navy Federal member)
- Social Security Number
- Date of birth
- Telephone number
- Address
- Name to be printed on the card
3 Ways to Add a User
- Sign in to your account, go to Cards, choose your card and select Add New User under Maintenance
- Call us at 1-888-842-6328
- Visit a branch
Disclosures
Authorized users can use your account subject to the terms and conditions of the Credit Card Agreement and Disclosure. You are responsible for paying any charges made or allowed by an authorized user. The account performance will be reported in all the account holders’ and authorized users’ names to the credit bureaus.
↵Rewards are earned on eligible net purchases. “Net purchases” means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, gambling, or fees of any kind, including finance charges, late fees, returned check fees, ATM cash advance fees, and annual fees, if any. Cash-equivalent transactions, such as the purchase, loading, or reloading of gift and prepaid cards (e.g., money orders, GO Prepaid Cards, and other cash-equivalent gift cards), may not be eligible purchase transactions and may not earn rewards.
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