Adding an Authorized User to Your Credit Card
You can add your spouse, child, family member or anyone else to your credit card account.Footnote [1]
It's safe, secure and convenient, and it should take only a few minutes. Add up to 4 authorized users to your account—each user will receive their own card with a unique card number. They'll have the ability to make purchases using the account.
Here's What You'll Need
- Access Number (if adding a Navy Federal member)
- Social Security Number
- Date of birth
- Telephone number
- Address
- Name to be printed on the card
3 Ways to Add a User
- Sign in to your account, go to Cards, choose your card and select Add New User under Maintenance
- Call us at 1-888-842-6328
- Visit a branch
Disclosures
Authorized users can use your account subject to the terms and conditions of the Credit Card Agreement and Disclosure. You are responsible for paying any charges made or allowed by an authorized user. The account performance will be reported in all the account holders’ and authorized users’ names to the credit bureaus.
↵Rewards are earned on eligible purchases. Eligible purchases are purchases for goods and services, minus returns and other credits. Eligible purchases do not include fees, interest charges, balance transfers, gambling, convenience checks, cash advances, or other cash-equivalents (e.g., money orders, gift cards, prepaid cards).
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