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Sleigh the Season
Holiday Shopping Just Got 15X Merrier

Make your holiday merrier when you shop online with Member Deals.1

Earn more than you would in-store—up to 15X bonus points or 15% cash back—when you shop online with Member Deals. Browse and buy from your favorite retailers, including Macy’s®, Nike®, Apple®, Walmart®, Home Depot® and more than 1,000 others.

Plus, gain access to weekly cardholder exclusive deals to help you save even more this season.

  • Macy's
  • Nike
  • Apple
  • Walmart
  • The Home Depot

If you spend $400, you could earn:

What you could earn if you spend $400
Credit Card In-Store or Online Without Member Deals With Member Deals Purchase
cashRewards (with direct deposit) $7 Cash Back $27 Cash Back
cashRewards (w/out direct deposit) $6 Cash Back $26 Cash Back
Platinum $0 Cash Back $20 Cash Back
nRewards® Secured, GO REWARDS® and More Rewards Card2 400 Points 2,400 Points
Visa Signature® Flagship Rewards 800 Points 2,800 Points

Examples are based on a Member Deals merchant reward of 5% cash back or 5 points per $1 spent.

How to Shop Member Deals

  1. Step 1

    Sign in to online banking.

    online banking sign-in box
  2. Step 2

    In your Account Summary, select the credit card you’d like to use.

    Cursor selects a credit card account
  3. Step 3

    Under Rewards Points, click Member Deals.

    Cursor selects Member Deals
  4. Step 4

    Select a merchant and complete your purchase. Rewards post to your account as merchants report them, which can take up to 8 weeks.

    member deals home screen, cursor is selecting a merchant



Program excludes Navy Federal Business and Home Equity Line Visa® Platinum credit cards and Navy Federal Debit Cards. Rewards are subject to change and vary by merchant. Reward types will be based on the member's purchasing credit card. cashRewards cardholders will receive cash back. Platinum cardholders will receive a statement credit, and all others will receive points.


The Navy Federal More Rewards American Express® Card is issued and administered by Navy Federal Credit Union. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.

Macy’s and its logo are registered trademarks of Macy’s Department Stores, Inc. Nike and its logo are registered trademarks of Nike, Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Walmart and its logos are registered trademarks of Walmart, Inc., or its affiliates. The Home Depot and its logo are registered trademarks of Home Depot Product Authority, LLC.