Auto Insurance & Asset Protection
Liberty Mutual® Auto Insurance
See How Much You Could Save
Members could save with a special discount on auto insurance from Liberty Mutual.1
Guaranteed Asset Protection (GAP)
Pay Only What Your Car Is Worth
If your vehicle is totaled in an accident or stolen and not recovered, your outstanding loan amount could be higher than the actual cash value of your vehicle. In this situation, you’d be without a car and be required to make up the difference. By adding Guaranteed Asset Protection (GAP) coverage, the difference may be covered, including up to $1,000 of your deductible.2
For new loans: GAP can be added during the initial online loan application process, in person at a branch or by phone.
For existing loans: Call us at 1-888-842-6328 or at our international phone numbers.
Liberty Mutual Insurance is made available through the TruStage® Auto & Home Insurance Program. TruStage Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC. Coverage provided and underwritten by Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116 USA. © 2022 Liberty Mutual Insurance. Discounts are not available in all states and discounts vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by Navy Federal Credit Union. Navy Federal Credit Union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency, LLC. © TruStage Insurance Agency 2022. AUT-4969069.1-0922-1024
Navy Federal Credit Union is in no way responsible for any products or services provided by or through TruStage, Liberty Mutual or their affiliates, subsidiaries, and insurance company partners.↵
Your purchase of Guaranteed Asset Protection (GAP) is optional. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with Navy Federal. You may choose to pay the fee in a single lump sum or you may finance it into your loan, which would increase the cost (NOTE: California Active Duty and Active Reserve Duty servicemembers cannot finance the fee). If you cancel your optional GAP coverage within 60 days of enrollment, you will receive a full refund of any fees. Additional information will be provided to you, which will include a copy of the GAP Agreement and Disclosure (NFCU23A) containing the terms of the plan. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under the plan. You should carefully review the additional information for a full explanation of terms.↵