GEICO® Auto Insurance

See How Much You Could Save

Navy Federal can save on auto insurance with GEICO and may also be eligible for a special member discount.1

Guaranteed Asset Protection (GAP)

Pay Only What Your Car Is Worth

If your vehicle is totaled in an accident or stolen and not recovered, your outstanding loan amount could be higher than the actual cash value of your vehicle. In this situation, you’d be without a car and be required to make up the difference. By adding Guaranteed Asset Protection (GAP) coverage, the difference may be covered, including up to $1,000 of your deductible.2

For new loans: GAP can be added during the initial online loan application process, in person at a branch or by phone.

For existing loans: Call us at 1-888-842-6328 or at our  international phone numbers.



Some discounts, coverages, payment plans, and features are not available in all states or in all GEICO companies. GEICO contracts with various membership entities and other organizations, but these entities do not underwrite the offered insurance products. GEICO may not be involved in a formal relationship with each organization; however, you still may qualify for a special discount based on your membership, employment or affiliation with those organizations. Discount amount varies in some states. One group discount applicable per policy. In New York, a premium reduction is available. Coverage is individual. In return for this endorsement, Navy Federal Credit Union does receive some compensation. All program expenses are paid by GEICO. Insurance products are not federally insured, are not obligations of the credit union, and are not guaranteed by the credit union or any affiliated entity. Motorcycle and ATV coverages are underwritten by GEICO Indemnity Company. Motorcycle insurance is not available in all states. Overseas insurance is provided through International Insurance Underwriters, representing AIG Europe and AIG Limited.

GEICO is a registered service mark of Government Employees Insurance Company, Washington, D.C. 20076; a Berkshire Hathaway Inc. subsidiary.


Your purchase of Guaranteed Asset Plan is optional and will not affect your application for credit. Eligibility requirements, conditions, and exclusions apply. If your vehicle is totaled in an accident or stolen and not recovered, the insurance settlement is based on the actual cash value, not the outstanding loan balance. This could create a loan "gap"—money you owe on the loan after the insurance company pays its portion. Optional GAP may cover the difference between the outstanding loan amount and the actual cash value and covers up to $1,000 of your deductible. If you choose to purchase GAP, additional information will be provided to you, which will include a copy of the GAP Agreement and Disclosure (NFCU23A) containing the terms of the plan. Note: GAP cannot be transferred from one vehicle to another.