Navy Federal Auto Buying Program

Enjoy a Smooth Buying Experience

Our Auto Buying Program is a straightforward and hassle-free way to buy your next new or used vehicle.1 Plus, as a member, you'll have access to special savings not generally available to the public.

  • Low, established program pricing
  • Simplified, no-stress buying experience
  • Nationwide network of participating dealers
  • Trained dealer specialists

Overseas Auto Buying Program

Get Special Military Pricing

Our Overseas Auto Buying Program makes it easier than ever to get a great deal on a new vehicle while serving overseas. You’ll receive the same benefits of our stateside Auto Buying Program, plus:

  • Pre-negotiated military pricing
  • A wide selection of in-stock cars as well as customization options
  • Convenient overseas or stateside delivery



Credit and collateral subject to approval. Rates subject to change and are based on creditworthiness, so your rate may differ.
New Vehicles: 2020, 2021 and 2022 model years with 7,499 miles or less. Minimum loan amount is $30,000 for terms of 85-96 months.
Payment example: New auto loan of $20,000 for 36 months at 1.79% APR will have a monthly payment of $572.
Late Model Used Vehicles: 2020, 2021 and 2022 model years with 7,500-30,000 miles.
Used Vehicles: 2019 and older model years or any model year with over 30,000 miles.