Motorcycles & mopeds
Personal watercraft (boats, jet-skis, etc.)
Campers & recreational vehicles (RVs)
All-terrain vehicles (ATVs)
|Loan Type||up to 36 mos. APR as low as||37-60 mos. APR as low as||61-72 mos. APR as low as||73-84 mos. APR as low as||84-180 mos. APR as low as|
|Other Eligible Vehicles||7.99%||7.99%||8.80%||8.80%||8.80%|
Rates as of Jan 10, 2021 ET.
Auto Learning Center
Are You Ready for the Boat, RV or Motorcycle of Your Dreams?Ask yourself the right questions to see if you're ready for adventure.Learn Moreabout Are You Ready for the Boat, RV or Motorcycle of Your Dreams?
How to Prepare for Your First MotorcycleLearn what it takes to finally get out on the open road.Learn Moreabout How to Prepare for Your First Motorcycle
Direct deposit required. This military special may expire at any time. Applicants must contact Navy Federal by phone or visit a branch to receive the discount. Active duty rate discounts (which are also available for retired military members) can be applied, subject to certain restrictions.↵
Credit and collateral subject to approval. Rates subject to change and are based on creditworthiness, so your rate may differ. Boat and recreational vehicles must be used for recreational purposes only.
Boats: New boat loan of $20,000 for 3 years at 5.95% APR will have a monthly payment of $611.
$25,000 minimum amount financed for 61-84 months. $30,000 minimum amount financed over 84 months.
New Motorcycles: 2020, 2021 and 2022 model years with less than 1,000 miles. New motorcycle loan of $15,000 for 3 years at 6.95% APR will have a monthly payment of $465.
$25,000 minimum amount financed for 61-72 months. $30,000 minimum amount financed for 73-84 months.
Used Motorcycles: 2019 and older model years, or more than 1,000 miles regardless of title history. $25,000 minimum amount financed for 61-72 months.
Other Collateral: Loan for other collateral of $15,000 for 3 years at 7.99% APR will have a monthly payment of $473.
$25,000 minimum amount financed for 61-84 months. $30,000 minimum amount financed for over 84 months. Collateral loans available for up to 180 months for home improvement on your primary residence.