Feel the Wind—Just a Loan Away
No matter how you move — by boat, RV, four-wheeler or even jet-ski — we can help finance your fun.1 Our loans come with low rates and great benefits, and you'll be ready to hit the road—or water—in no time at all.
Motorcycles & Mopeds
(boats, jet-skis, etc.)
Campers & Recreational vehicles (RVs)
All-terrain vehicles (ATV)
Auto Loan Features & Benefits
- Loan options with no down payment
- 24/7 access to a stateside member rep
- Discounts for military members 2
- Refinancing available for non-Navy Federal loans
|Loan Type||up to 36 mos. APR as low as||37-60 mos. APR as low as||61-72 mos. APR as low as||73-84 mos. APR as low as||84-180 mos. APR as low as|
|Other Eligible Vehicles||7.89%||7.89%||8.50%||8.50%||8.50%|
Rates as of November 19, 2018 ET.
Call 1-888-842-6328 or visit a branch to apply for a loan now.
Auto Learning Center
Are you Ready for the Boat, RV or Motorcycle of Your Dreams?
Ask yourself the right questions to see if you’re ready for adventure.Learn More about Are you Ready for the Boat, RV or Motorcycle of Your Dreams?
How to Prepare for Your First Motorcycle
Learn what it takes to finally get out on the open road.Learn More about How to Prepare for Your First Motorcycle
1Financing is available on boats and recreational vehicles used for recreational purposes only.↵
2Direct Deposit required. This military special may expire at any time. Applicants must contact Navy Federal by phone or visit a branch to receive the discount. Active duty rate discounts (which are also available for retired military members) can be applied, subject to certain restrictions.↵
3This calculator is provided as a self-help tool for informational purposes only. It is only intended to estimate basic monthly payments based on your inputs. All examples are hypothetical and are for illustrative purposes only. Your payment amount will differ based on a variety of factors, including when your first payment is due. Accuracy is not guaranteed.↵
4Credit and collateral subject to approval. Rates subject to change and are based on creditworthiness, so your rate may differ. Boat and recreational vehicles must be used for recreational purposes only. Boats: New boat loan of $20,000 for three years at 5.65% APR will have a monthly payment of $608. $25,000 minimum amount financed for 61 to 84 months. $30,000 minimum amount financed over 84 months. New Motorcycles: 2017, 2018 and 2019 model years with less than 1,000 miles. New motorcycle loan of $15,000 for three years at 6.85% APR will have a monthly payment of $465. $25,000 minimum amount financed for 61 to 72 months. $30,000 minimum amount financed for 73 to 84 months. Used Motorcycles: Model years 2016 and older, or more than 1,000 miles regardless of title history. $25,000 minimum amount financed for 61 to 72 months. Other Collateral: Loan for other collateral of $15,000 for three years at 7.89% APR will have a monthly payment of $472. $25,000 minimum amount financed for 61 to 84 months. $30,000 minimum amount financed for over 84 months. Collateral loans available for up to 180 months for home improvement on your primary residence.↵