Feel the Wind—Just a Loan Away

No matter how you move — by boat, RV, four-wheeler or even jet-ski — we can help finance your fun. Our loans come with low rates and great benefits, and you'll be ready to hit the road—or water—in no time at all.

  • Motorcycles & Mopeds

  • Personal watercraft
    (boats, jet-skis, etc.)

  • Campers & Recreational vehicles (RVs)

  • Travel trailers

  • All-terrain vehicles (ATV)

  • Snowmobiles

Auto Loan Features & Benefits

  • Loan options with no down payment
  • 24/7 access to a stateside member rep
  • Discounts for military members 1
  • Refinancing available for non-Navy Federal loans

Rates3

Loan Typeup to 36 mos. APR as low as37-60 mos. APR as low as61-72 mos. APR as low as 73-84 mos. APR as low as84-180 mos. APR as low as
New Boat6.05%8.25%8.25%8.75%8.75%
Used Boat8.05%8.30%8.30%9.20%9.20%
New Motorcycle7.25%7.355%7.355%8.60%N/A
Used Motorcycle8.09%9.35%9.35%N/AN/A
Other Eligible Vehicles8.09%8.09%8.90%8.90%8.90%

Rates as of July 20, 2019 ET.


Call 1-888-842-6328 or visit a branch to apply for a loan now.

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Disclosures

1 Direct deposit required. This military special may expire at any time. Applicants must contact Navy Federal by phone or visit a branch to receive the discount. Active duty rate discounts (which are also available for retired military members) can be applied, subject to certain restrictions.

2 This calculator is provided as a self-help tool for informational purposes only. It is only intended to estimate basic monthly payments based on your inputs. All examples are hypothetical and are for illustrative purposes only. Your payment amount will differ based on a variety of factors, including when your first payment is due. Accuracy is not guaranteed.

3 Credit and collateral subject to approval. Rates subject to change and are based on creditworthiness, so your rate may differ. Boat and recreational vehicles must be used for recreational purposes only.
Boats: New boat loan of $20,000 for three years at 6.05% APR will have a monthly payment of $612.
$25,000 minimum amount financed for 61 to 84 months. $30,000 minimum amount financed over 84 months.
New Motorcycles: 2018, 2019 and 2020 model years with less than 1,000 miles. New motorcycle loan of $15,000 for three years at 7.25% APR will have a monthly payment of $468.
$25,000 minimum amount financed for 61 to 72 months. $30,000 minimum amount financed for 73 to 84 months.
Used Motorcycles: Model years 2017 and older, or more than 1,000 miles regardless of title history. $25,000 minimum amount financed for 61 to 72 months.
Other Collateral: Loan for other collateral of $15,000 for three years at 8.09% APR will have a monthly payment of $474.
$25,000 minimum amount financed for 61 to 84 months. $30,000 minimum amount financed for over 84 months. Collateral loans available for up to 180 months for home improvement on your primary residence.