Get a New cashRewards Card and Get a Low APR on Balance Transfers and Bonus Cash Back1


Annual Fee: $0

Rate: Variable APR

11.40% - 18.00%

Enjoy a 0% intro APR on balance transfers for six months when you open a new cashRewards card. After that, a variable APR between 11.40% and 18% applies.2 Plus, you can earn $100 cash back when you spend $1,000 within 90 days of opening your account.1

Expires on Oct. 31, 2018.

Apply Now for the cashRewards credit card.


  • 1.5% cash back on purchases3
  • Start redeeming rewards as soon as you earn them

cashRewards Program Description


1Offer valid for cardholders issued new cashRewards credit card accounts. Balance transfer offer: Offer valid for balance transfers requested from non-Navy Federal credit cards within 30 days of account opening. Navy Federal reserves the right to refuse duplicate balance transfer requests. Maximum total transfer amount is limited to your approved credit line. Balance transfers using convenience checks are excluded from this offer. Balance transfers are not eligible to earn rewards. If you transfer a balance with this offer, interest will be charged on purchases made with your credit card unless your purchases have a 0% APR or you pay the entire balance (including any transferred balances) in full each month by the payment due date. To be eligible for the $100 cash back, you must make $1,000 or more in eligible net purchases within 90 days of account opening. Please allow up to eight weeks after the 90-day period for the $100 to post to your rewards balance. Account must be open and not in default at the time the $100 is posted to your rewards balance. Limit of one promotional offer at account opening. Excludes Navy Federal Business credit cards. Valid for offers applied for from 9/5/18 to 10/31/18.

2Currently, rates range from 11.40% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate.  ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per overseas transaction. Cash Advance APR is variable and up to 2% higher than purchase APR, but will not exceed 18%. Repayment terms are 2% of outstanding balance or $20, whichever is greater.

3Rewards are earned on eligible net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees, ATM cash advance fees, and annual fees, if any. Cash equivalent transactions, such as the purchase, loading or re-loading of gift and prepaid cards (e.g., money orders, Visa® Buxx Cards, GO Prepaid Cards and other cash equivalent gift cards), may not be eligible purchase transactions and may not earn rewards.