Special Balance Transfer and Purchase APR Offer With the More Rewards American Express® Card1

Navy Federal More Rewards American Express® Card

Annual Fee: $0

Rate: Variable APR

11.65% - 18.00%

Open a Navy Federal More Rewards American Express® credit card, and you could save on interest with a 1.99% intro APR on balance transfers and purchases for 12 months. After that, a variable APR between 11.65% and 18% applies.1

Expires on Feb. 28, 2019.

Apply Now for the More Rewards American Express credit card

Rewards

  • 3X points at supermarkets
  • 3X points at gas stations
  • 2X points at restaurants
  • 1X point on everything else 2 3

Program Description

American Express PDF

Disclosures

1As of 11/1/18, rates range from 11.65% APR to 18% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. Application must be submitted by 2/28/19. Offer valid for balances transferred from non-Navy Federal credit cards within 30 days of account opening. Balance transfers are not eligible to earn rewards. Navy Federal reserves the right to refuse duplicate balance transfer requests. Maximum total transfer amount is limited to your approved credit line. Balance transfers using convenience checks are excluded from this offer. If you transfer a balance with this offer, interest will be charged on purchases made with your credit card unless your purchases have a 0% APR or you pay the entire balance (including any transferred balances) in full each month by the payment due date. To avoid paying interest on purchases, you must pay your entire balance by the next due date, including balances transferred under this promotion. Offer excludes Navy Federal nRewards® Secured, Platinum, Business and Home Equity Line Platinum credit cards.

2More Rewards Cards earn 3 points for every $1 of net purchases made at supermarkets and gas stations, 2 points for every $1 of net purchases made at restaurants, and 1 point for every $1 of other net purchases. A More Rewards Card supermarket, gas station or restaurant purchase may only earn 1 point per dollar spent, depending on the merchant code used to process the transaction. Restaurants located within another establishment (e.g., hotel, casino, commissary, grocery store, event venue) may be ineligible, in which case you will receive 1 point per dollar spent at these locations. In addition, superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations, so you will earn 1 point per dollar spent at these locations.

3Rewards are earned on eligible net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees, and ATM cash advance fees. Cash equivalent transactions, such as the purchase, loading, or re-loading of gift and prepaid cards (e.g., money orders, Visa® Buxx Cards, GO Prepaid Cards and other cash equivalent gift cards), may not be eligible purchase transactions and may not earn rewards.

The Navy Federal More Rewards American Express® Card is issued and administered by Navy Federal Credit Union. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.