Earn 25K Bonus Points With the More Rewards Amex Card1

Earn 25,000 bonus points (a value of $250) when you spend $3,000 within the first 90 days of opening a new Navy Federal More Rewards American Express® Card. Points can be redeemed for cash, travel, gift cards, merchandise and more.

Plus, start earning more rewards for your everyday purchases.

Expires on Dec. 31, 2018.

Apply Now for the More Rewards American Express credit card


  • 3X points at supermarkets
  • 3X points at gas stations
  • 2X points at restaurants
  • 1X point on everything else 2 3

More Rewards Program Description


1Offer valid for cardmembers issued new Navy Federal More Rewards American Express® Card accounts. To be eligible for the 25,000 points, you must make $3,000 or more in net purchases with the card within 90 days of account opening. Please allow up to eight weeks after the 90-day period for the 25,000 points to post to your rewards balance. Account must be open and not in default at the time the 25,000 points are issued in order to be posted to your rewards balance. Limit of one promotional offer per account. Offer valid for accounts applied for from 10/1/2018 to 12/31/2018.

2More Rewards Cards earn 3 points for every $1 of net purchases made at supermarkets and gas stations, 2 points for every $1 of net purchases made at restaurants, and 1 point for every $1 of other net purchases. A More Rewards Card supermarket, gas station or restaurant purchase may only earn 1 point per dollar spent, depending on the merchant code used to process the transaction. Restaurants located within another establishment (e.g., hotel, casino, commissary, grocery store, event venue) may be ineligible, in which case you will receive 1 point per dollar spent at these locations. In addition, superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations, so you will earn 1 point per dollar spent at these locations.

3Rewards are earned on eligible net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees, ATM cash advance fees, and annual fees, if any. Cash equivalent transactions, such as the purchase, loading or re-loading of gift and prepaid cards (e.g., money orders, Visa® Buxx Cards, GO Prepaid Cards and other cash equivalent gift cards), may not be eligible purchase transactions and may not earn rewards.

The Navy Federal More Rewards American Express® Card is issued and administered by Navy Federal Credit Union. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.